Empower Blog

The Community Conversation Podcast
April 11, 2022

Podcast: Breaking Down the Basics of Homebuying

Mortgage, Podcasts
How much house can I afford? How do I get pre-approved for a loan? How much do I need for a down payment?

Deciding to buy a home can be strenuous. In our most recent Community Conversation podcast, we break down misconceptions of homebuying by highlighting the biggest factors you need to know to start purchasing a home you can afford and ensure you are confident in your investment.

When it comes to purchasing a home, there is much to consider. In the podcast, we break down the basics of homebuying:

  • Budgeting
  • Getting pre-approved
  • Optimizing your potential
  • How to choose a realtor and what to expect from them

We discuss concerns like raising your credit score and dispel misconceptions like down payment requirements. We also provide some easy-to-follow guidelines in selecting a real estate agent that will work to negotiate and coordinate on your behalf.

If you are considering buying a home, this podcast gives you the basics and next steps to get you into a home you can afford and an investment you can be confident in. Listen below:



This podcast is brought to you by CommunityAmerica Credit Union. This recording is for educational and entertainment purposes only. It is not intended to replace the advice of a loan representative or financial advisor. The examples provided are for illustration purposes only and may not apply to your situation. Since every situation is different, we recommend speaking to a loan representative or financial advisor regarding your specific needs. All loans are subject to approval. You may also want to contact your tax advisor for additional tax implications. Any reference to third-party websites are provided for information purposes only and are not endorsed by CommunityAmerica. CommunityAmerica is an equal housing lender. Please visit CommunityAmerica.com to learn more about how we can assist you in achieving your Financial Peace of Mind.

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About the Author
jackie reed
Jackie Reed

Branch and Outbound Mortgage Sales Manager

Jackie Reed enjoys getting to know members on a personal level by working to understand their financial goals and how that coincides with homeownership or their desire to own a home in the future. Owning and maintaining a home is one of the largest financial investments a person will make in their lifetime, and Jackie and her team understand the importance of finding the right mortgage product to assist in the process.