Your money. Your life. Your voice.
So you did it again. After a Thanksgiving-through-New Year’s Eve holiday calorie binge, you’ve resolved to get in shape in 2013. You’re not alone. According to StatisticsBrain.com, losing weight continues to be the No. 1 goal among the roughly half of all Americans who make New Year’s resolutions.
Have you ever had a perfect Christmas, where everything you gave or received was a big hit, in just the right size, shape, style and color? I didn’t think so. Honestly, I don’t think it’s possible. Maybe that’s why the day after Christmas is America’s third-busiest shopping day of the year.
I admit I’d like to do New Year’s Eve in Times Square someday, but this is definitely not the year for me. Thing is, you can ring in 2013 with style no matter where you are—out on the town at the Country Club Plaza† or, better yet, in your own home or a friend’s. There’s no need to start off the New Year with a budget hangover.
Not only is this one of my favorite times of year because of the holidays, but it’s also a popular time to give back. Whether you’re donating to the Salvation Army’s Red Kettle campaign or adopting families that are in need, there are tons of ways to give back during the holidays.
Appearance is everything, right? Only until the gifts you wrap this holiday season are opened and the giftwrap is tossed aside without another thought. And, if your family is anything like mine, a house full of people and presents can produce a mountain of crumpled paper – a pretty depressing sight for those who spent good money to buy wrapping paper.
Any holiday shopper will tell you it is expensive to buy presents for loved ones all at once, especially if one or more gifts are a big-ticket item. I’m willing to bet most of you’ve haven’t considered layaway lately. It’s an option that most stores now offer again, but few customers take advantage of. That’s likely because credit cards have made buying instant and easier (not including the potential debt), but here’s why you should consider that layaway option — with some caution.
At this time in two days, it’s likely we’ll all be stuffed full of turkey and dressing while trying to stay awake for whatever football game is on TV. And it’s possible you overspent in preparation for the main event and are now stressed about your holiday grocery budget already being stretched thin.