First-Time Auto Loan

Ready for your first set of wheels?

If you’re 18 or older and the time has come for you to take out your first auto loan, you’ve come to the right place. With CommunityAmerica’s First-Time Auto Loan, not only will you get competitive rates and great service; you’ll also receive helpful tips to make the car-buying and car-financing process a breeze.

  • Review of First-Time Auto Loan Information and completion of First-Time Auto Loan Quiz
  • $2,500 minimum and $15,000 maximum loan amount ($5,000 minimum for 48-63 month terms)
  • Terms up to 63 months
  • Minimum $500 down payment
  • 6 months of employment history with present employer
  • Proof of income required - payment should not exceed 20% of monthly gross income
  • No credit required; however, no derogatory credit is allowed
  • Financing up to 100% of MSRP or NADA retail


*Rates differ based on length of loan term and the amount of the loan. Rates are subject to change.
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