Visa Credit Card Special Offer

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A Special Offer from Us to You

A Special Offer from Us to You

Get a 0% APR intro rate1 (variable 17.49% or 19.49% APR thereafter) and a $150 bonus2 with Visa® Signature!
Get a 0% APR intro rate1 (variable 17.49% or 19.49% APR thereafter) and a $150 bonus2 with Visa® Signature!
Apply Now

You Won't Want to Miss this Offer

Apply today for a Visa® Signature Credit Card and receive an introductory 0% APR for the first 18 months1 (variable 17.49% or 19.49% APR thereafter). Plus, you'll earn $150 when you spend $2,000 within the first 90 days of account opening!2

Apply Now

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Unlimited 1.5% Cash Back3

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No Annual Fee

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No Foreign Transaction Fees

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Visa® Concierge Services

Start Earning Your Cash Back Today

Apply for your Visa® Signature Credit Card online in just minutes and you'll be on your way to receiving that $150 bonus!2
Apply Now

Credit Card Features

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Online Banking & Mobile App

Enjoy secure convenience and 24/7 access to manage your accounts and pay bills.
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Digital Wallet

Make secure payments with your credit card right from your phone or smartwatch.
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Card Control

Set alerts, monitor spending, and turn your card on/off with our CardValet® App.
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Tap to Pay

All credit cards equipped with contactless technology for fast and secure transactions.

Profit Payout Share

Profit Payout*

Investing in YOU by sharing our profits.

As a not-for-profit credit union, we return our profit to those who bank with us in many ways – like better rates, lower fees, and our Profit Payout. See how much you may be able to earn through our long-standing annual give-back, where we’ve returned $93 million to members over the past 12 years.

Estimate Your Payout

1 Credit Card Rates. APR= Annual Percentage Rate. Offers subject to credit approval; terms may vary. For rate and fee information, click here. For our Credit Card Agreement, click here. There is a 0% Introductory APR for 18 months after account opening for this account. After that, your standard APR will be 17.49% or 19.49% depending on your credit history. This APR will vary with the market based on the Prime Rate. Offers subject to credit approval; terms may vary. No minimum interest charge, foreign transaction fee or annual fee with this account. Balance Transfer Fee and Cash Advance Fees are 3% (min. $5) with a maximum fee of $75. Intro rate not available to current CommunityAmerica credit card holders or prior CommunityAmerica credit card holders whose account was closed within the past 6 months.

 

2 Limited Time Offer. You will receive 15,000 bonus points with this bonus offer, which can be redeemed for $150 cash back, when you spend $2,000 on purchases in the first 90 days from account opening of the VISA® Signature Credit Card. Cash back is applied as a statement credit. "Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, interest, unauthorized or fraudulent charges, and fees of any kind. Points deducted if purchase returned. If you earn the 15,000 bonus points when you spend $2,000 in purchases within 90 days of account opening, please allow up to 6 to 8 weeks for bonus points to post to your account. Offer not available to current CommunityAmerica credit card holders or prior CommunityAmerica credit card holders whose account was closed within the past 6 months. Account must be open and not in default at the time of fulfillment. Offer may be revoked, restricted or changed at any time at CommunityAmerica’s discretion.

 

3 Visa® Signature. Earns unlimited 1.5% cash back on every dollar spent. Example: $1,000 spent earns 1500 points, which may be redeemed for $15 cash back. Cash back not earned on cash advances. Cash back is applied as a statement credit: minimum $10 needed to redeem.