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How to Make the Most of Winter Shopping Deals

If the holidays have come and gone for you and you’re still missing something from your wish list, or maybe you’ve got a shiny new gift card burning a hole in your pocket, be sure to watch for the sales and deals of the season. As we approach January, there are post-holiday tips to make sure you make the most of your post-holiday budget!

Do shop for:

Fitness Deals

Whether you’re on the new year’s resolution bandwagon or not, you can reap the benefits of those folks resolving to get healthy. This time of year is great for discounted gym memberships, or sales on at-home fitness gear and equipment. Look for sales on comfortable fitness clothing, too.

Holiday Décor

As you put away your holiday decorations, don’t bother putting away things that are broken or that you simply don’t like anymore. Take advantage of the fact that right on the tails of the holidays, all décor is on sale, since it will be moot for another year. Here’s your opportunity also to fill in the blanks of anything that might be missing from your collection.


If there wasn’t a new sectional under your tree, don’t fret. January is the perfect time to browse furniture sales pretty much across the board. New year, new couch, new you.

Don’t shop for:

Toys and Electronics

Most of the deals for these hot holiday gifts were done around the same time the holidays were. You may be able to scope out some store-specific deals, but if you can wait to get your electronic fix, the sales will cycle back around later in the year.


While you may hear “furniture” and think “mattress,” actually try to hold off on buying a new mattress. These usually go on sale in February over Presidents Day. If you can wait, you should. Here’s a bonus tip, though, linens are something you can find discounted in January so if you do want to get a mattress in February, you can plan ahead! 

Good bargain hunting all comes down to paying attention. Keep your eyes peeled for sales flyers and commercials if you’re on the lookout for a specific item to kick off your new year just right.

Kat’s Money Corner is posted in the Kansas City Star every week. Kat Hnatyshyn, when not blogging or caring for her little ones, is a manager with CommunityAmerica Credit Union. For more financial chatter, follow us on Twitter @CommunityAmerCU.



Hello Erin,
I have a GE, slate color, electric stove with true convection, used approximately 3 weeks that I would be happy to sell to Pamela. MSRP $999.99, will sell for $450.
Most likely this is not a swap sight, but if we can help each other....

Erin @ CommunityAmerica

Hi Pamela!

January can be a good time for appliance shopping, but the best season for it is closer to end of summer and early fall—September or October. The good news, though, is that appliances are something that tend to go on sale for major holidays. So keep an eye out for Memorial Day or 4th of July sales to hit if you don't want to wait until fall! Thanks for reading :)

- Erin

Pamela Wardlow

When is the best time to shop for appliances?
I would like to replace my kitchen stove.
I am on a fixed income, so I am looking for
all the ways I can save money.
Thank you for your help.
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