Dental Insurance
Insure Your Smile
You only get one smile, so make sure it’s well protected with a dental insurance plan. We offer both individual and family dental plans exclusively from Delta Dental of Kansas and Delta Dental of Missouri. Most plans are flexible, offering up to three tiers of coverage, so you can find the perfect fit for your needs.
Diagnostic and Preventative Measures
There is no deductible and no waiting period to utilize diagnostic and preventative benefits. This level of benefit covers exams and cleanings (once every six months), X-rays, fluoride, sealants and space maintainers.
Basic Services
Basic services are the second tier of dental benefits, which are subject to a six-month waiting period once you enroll. They are also subject to a $50 annual deductible and a percentage of coinsurance, depending on which plan you choose. Basic services include fillings, non-surgical extractions, etc.
Major Services
Major services typically have a 12-month waiting period once coverage is attained and are subject to a one-time $50 annual deductible and applicable coinsurance percentage (depending on your choice of plan). Services include root canals, gum disease treatment, crowns, dentures, bridges, tooth extractions, etc.
Find Coverage Based on Your State of Residency
Profit Payout*
Investing in YOU by sharing our profits.
As a not-for-profit credit union, we return our profit to those who bank with us in many ways – like competitive rates, low fees, and our annual Profit Payout. See how much you may be able to earn through our long-standing annual give-back, where we’ve returned $100 million to members over the past 13 years.
Insurance products may be sold through CommunityAmerica Insurance Agency, LLC, a wholly owned subsidiary of CommunityAmerica CUSO One, LLC and a licensed insurance agency in Missouri and Kansas. Insurance products:
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Are Not Federally Insured |
Involve Investment Risk |
May Lose Value |
Are Not Obligations or Guaranteed by the Credit Union |
