Guided Investing

Investing can help you build wealth and achieve your financial goals, whether you're planning for retirement, buying a home, or funding your child's education. However, it's crucial to consider a few important factors first. Assess your financial health: Do you have an emergency fund? Are you effectively managing your debts? Do you have disposable income to invest monthly? Can you sustain the potential market loss that comes with investing? Ensuring these basics are covered is essential before you start investing.

To explore if investing aligns with your financial journey, read our detailed article here or watch this handy video.

There is a .25% annual management fee for assets under management. For example, if you have an account balance of $10,000, your management fee would be roughly $25 per year. For IRA accounts, there is an annual $20 retirement account maintenance fee. Additionally, there is a $95 retirement account termination fee should you decide to close your IRA account.

Please also see our Brokerage Fee Schedule for information on additional account servicing and maintenance fees that will also apply to your account. The ETFs in your account are also subject to expenses charged by the manager of the ETFs.

See the Guided Investing Wrap Fee Program Fee Brochure for a full discussion of all associated fees and expenses.