Parents of Teens & Young Adults

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Financial Guidance for Young Adults

Every parent wants their child to be successful in everything they do, and when it comes to building bright financial futures, CommunityAmerica is here to help every step of the way. Start them off on the right financial foot, with products that encourage building strong credit and money management skills, a dedicated College & Career Planner to offer guidance in setting and working toward goals, and a variety of resources to help when it comes to setting young adults up for financial success.

Helpful Financial Management Tools

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Mobile App

Check balances, deposit checks and pay bills easily with our highly rated Mobile App.
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Digital Payments

Quickly transfer money to your child’s account from your account or your digital wallet.
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Card Control

Set purchase limits, monitor spending and turn cards on/off through the CardValet app.
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Balance Alerts

Customize text or email alerts to let you know about low balances, deposits and more.

How Can We Help You Get Started?


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Student Checking for Young Adults

Our free Student Checking account is designed specifically to help young adults build good financial habits, while providing peace of mind for parents. Our tech-friendly tools such as mobile check deposit, digital person-to-person payment and a highly rated Mobile App make transferring and managing money easy and convenient for everyone1.
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The Smart Way to Build Credit

Our Starter Credit Card is a great way to introduce your young adult to building credit. Created for people new to credit, there’s no cosigner required, no deposit needed and no annual fee. The Starter Credit Card features tools to help users understand the credit basics and the importance of paying bills on time. Plus, they can get rewarded along the way — up to $40 in cash back the first year2.
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Boost Credit While Building Savings

Our ScoreMore Loan offers the unique opportunity to build credit while also growing savings. Here’s how it works: on-time monthly payments are reported to the credit bureaus and added to a savings account. Once the final payment is made, the money in the savings account is paid out. On average, the ScoreMore Loan boosts credit scores by 60 points and increases savings balances by $253! That’s what we call a win-win. No credit history or cosigner needed to apply3.
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See How Money Can Grow

Consider a Saver Certificate (CD) to jumpstart your young adult’s savings and demonstrate how interest can help grow money over time. Open a Saver CD with as little as $50 and see a guaranteed return over a 12-month term thanks to a fixed interest rate. Plus, enjoy the flexibility to add to it at any time through Online Banking4.
Start Saving

Financial Resources for Young Adults

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Informative Blog Posts

Our Empower Blog regularly tackles topics related to the challenges of planning for life after high school.
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Savings Goal Calculator

See how long it could take to grow your current savings balance to reach your ultimate goal.
Do the Math
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Financial Checklists

Our handy money management checklists can help your young adult stay on track.
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Learn Credit Basics

Understand what makes up your credit score and how your actions can have an impact.
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College & Career Planning

Make planning your child’s path to college easier with a dedicated and trusted partner to guide you along the way. Whether you’re just starting the college search, building an educational plan, deciding how to pay for college or anywhere in between, our College & Career Planner, Karly Scholl, can help you and your family create a plan to best meet everyone’s needs. Plus, try our online College Match tool, which features a database of more than 6,000 colleges to help you compare schools and find the perfect fit5.
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