Our Rates

Check Out All of Our Rates in One Handy Place

We’ve collected all of our rates right here on this page to make finding the one you’re interested in quick and convenient. Simply click on a product below to view its relevant rate information.

Mortgage Rates:  Mortgage

Deposit Rates:  Savings  |  Certificate (CD)  |  Money Market  |  IRA

Loan Rates:  Home Equity Loan  |  Auto Loan  |  Motorcycle Loan  |  Boat, RV, & Leisure Loan  |  Personal Loan

Credit Card Rates:  Credit Card

Business Rates:  Savings  |  Money Market  |  Auto Loan  |  Credit Card
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Savings Rates

Savings Rates

Help your savings grow with a great rate.

Help your savings grow with a great rate.

High Interest Savings

Interest Rate APY Balance Amount
3.92% 4.00% $1.00 - $1,500.00
0.02% 0.02% $1,500.01 - or more

APY=Annual Percentage Yield and assumes dividends or interest are reinvested and the rate continues for a year. The APY is variable and may change after the account is opened. You must maintain the minimum daily balance required to obtain the applicable APY. Fees could reduce earnings on the account. High Interest Savings account balances up to $1,500 earn first tier APY. Balances of $1,500.01 or more earn the credit union’s base rate for Savings accounts. First tier APY is conditional on meeting the following qualifications: The membership account number must be enrolled in eStatements, have a monthly direct deposit of at least $250 posted to one deposit-suffix, and a single Checking -suffix must have 15 posted point-of-sale debit card transactions per month, OR the membership account number must be enrolled in eStatements and have a single Checking-suffix with 25 posted point-of-sale debit card transactions per month. Transactions exclude refunds/credits, and ATM transactions. Each statement period that conditions are met after the account is opened, the first tier APY will be applied to the next statement period. If qualifications are not met, the first tier APY will discontinue and revert to the credit union’s base rate for Savings accounts until conditions are met. Due to compounding, interest earned may push balances into next rate tier, causing an APY change. If Checking account relationship is terminated or becomes inactive, the first tier APY will discontinue and revert to the credit union’s base rate for Savings accounts until conditions are met. Limit one High Interest Savings or Delta Savings account per member. The High Interest Savings account is only available to Consumer accounts (Business and IRA accounts do not qualify). Minor Savings accounts are not eligible. Rates effective as of 04/07/2021.

Savings

Interest Rate APY Balance Amount
0.05% 0.05% $50,000.00 - $99,999.99
0.05% 0.05% $100,000.00 - or more
0.02% 0.02% $0.00 - $9,999.99
0.02% 0.02% $10,000.00 - $24,999.99
0.02% 0.02% $25,000.00 - $49,999.99

APY = Annual Percentage Yield. Assumes dividends are reinvested and the rate continues for a year. The APY is variable and may change after the account is opened. Fees could reduce the earnings on the account. Minimum balance to open Savings account is $1 and may be the Par Value of your share in this credit union. A Savings account that holds the Par Value (suffix 00 account) earns dividends. All other accounts earn interest where applicable. You must maintain the minimum daily balance required to obtain the applicable APY. Tiers, dividend/interest rates and APYs on Checking and Savings accounts are subject to change without notice after the account is opened. Rates effective as of 04/07/2021.

Junior Savings

Interest Rate APY Balance Amount
0.05% 0.05% $100,000.00 - or more
0.05% 0.05% $50,000.00 - $99,999.99
0.02% 0.02% $10,000.00 - $24,999.99
0.02% 0.02% $25,000.00 - $49,999.99
0.02% 0.02% $1.00 - $9,999.99

APY = Annual Percentage Yield. Assumes dividends are reinvested and the rate continues for a year. The APY is variable and may change after the account is opened. Fees could reduce the earnings on the account. Minimum balance to open Savings account is $1 and may be the Par Value of your share in this credit union. A Savings account that holds the Par Value (suffix 00 account) earns dividends. All other accounts earn interest where applicable. You must maintain the minimum daily balance required to obtain the applicable APY. Account eligible to 12-and-under with parent/guardian joint. Account converts to regular savings account when minor turns 13. Rates effective as of 04/07/2021.

Holiday Savings

Interest Rate APY Balance Amount
0.01% 0.01% $1.00 - $9,999.99
0.01% 0.01% $10,000.00 - or more

APY = Annual Percentage Yield. Assumes interest is reinvested and the rate continues for a year. The APY is variable and may change after the account is opened. Fees could reduce the earnings on the account. Minimum balance to open Savings account is $1. You must maintain the minimum daily balance required to obtain the applicable APY. Entire account balance automatically transfers to designated account on or about November 1st annually. Rates effective as of 04/07/2021.

Special Purpose Savings

Interest Rate APY Balance Amount
0.01% 0.01% $1.00 - $9,999.99
0.01% 0.01% $10,000.00 - or more

APY = Annual Percentage Yield. Assumes interest is reinvested and the rate continues for a year. The APY is variable and may change after the account is opened. Fees could reduce the earnings on the account. Minimum balance to open Savings account is $1. You must maintain the minimum daily balance required to obtain the applicable APY. Rates effective as of 04/07/2021.

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Certificates (CDs) Rates

Certificates (CDs) Rates

Turn time into money with a fixed rate Certificate of Deposit (CD).
Turn time into money with a fixed rate Certificate of Deposit (CD).

Certificates (CDs)

Term (In Months) Interest Rate APY
60 0.55% 0.55%
48 0.45% 0.45%
36 0.40% 0.40%
30 0.40% 0.40%
24 0.35% 0.35%
18 0.35% 0.35%
15 0.30% 0.30%
14 0.50% 0.50%
12 0.30% 0.30%
9 0.30% 0.30%
6 0.25% 0.25%
3 0.20% 0.20%

Minimum deposit for Certificate (CD) is $500, with the exception of the Saver CD which requires a minimum deposit of $50 to open. APY=Annual Percentage Yield. Assumes interest is reinvested and the rate continues for a year. Certificate interest is earned at the applicable term’s fixed rate until the Certificate matures. Fees could reduce earnings on the account. Certificate accounts are subject to substantial penalty for early withdrawal. Rates effective as of 04/07/2021.

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Money Markets Rates

Money Markets Rates

Enjoy a higher rate of return, without compromising the flexibility of liquid funds.
Enjoy a higher rate of return, without compromising the flexibility of liquid funds.

Select Money Market

Interest Rate APY Balance Amount
0.40% 0.40% $500,000.00 - or more
0.35% 0.35% $250,000.00 - $499,999.99
0.30% 0.30% $150,000.00 - $249,999.99
0.20% 0.20% $50,000.00 - $99,999.99
0.20% 0.20% $100,000.00 - $149,999.99
0.15% 0.15% $25,000.00 - $49,999.99
0.05% 0.05% $0.00 - $9,999.99
0.05% 0.05% $10,000.00 - $24,999.99

APY = Annual Percentage Yield. Assumes dividends are reinvested and the rate continues for a year. The APY is variable and may change after the account is opened. Assumes dividends or interest are reinvested and the rate continues for a year. You must maintain the minimum daily balance required to obtain the applicable APY. Tiers, dividend/interest rates and APYs on Checking and Savings accounts are subject to change without notice after the account is opened. Fees listed on the Fee Schedule could reduce earnings on the account. You may forfeit dividends/interest if you close any dividend or interest-bearing account before accrued dividends/interest is credited. Account earns interest where applicable. All Savings and IRA dividends and/or interest are calculated using the daily balance method and are compounded daily and are credited on the last day of each month. Rates effective as of 01/27/2021.

Money Market

Interest Rate APY Balance Amount
0.25% 0.25% $500,000.00 - or more
0.20% 0.20% $250,000.00 - $499,999.99
0.15% 0.15% $100,000.00 - $149,999.99
0.15% 0.15% $150,000.00 - $249,999.99
0.10% 0.10% $25,000.00 - $49,999.99
0.10% 0.10% $50,000.00 - $99,999.99
0.05% 0.05% $0.00 - $9,999.99
0.05% 0.05% $10,000.00 - $24,999.99

APY = Annual Percentage Yield. Assumes dividends are reinvested and the rate continues for a year. The APY is variable and may change after the account is opened. Assumes dividends or interest are reinvested and the rate continues for a year. You must maintain the minimum daily balance required to obtain the applicable APY. Tiers, dividend/interest rates and APYs on Checking and Savings accounts are subject to change without notice after the account is opened. Fees listed on the Fee Schedule could reduce earnings on the account. You may forfeit dividends/interest if you close any dividend or interest-bearing account before accrued dividends/interest is credited. Account earns interest where applicable. All Savings and IRA dividends and/or interest are calculated using the daily balance method and are compounded daily and are credited on the last day of each month. Rates effective as of 04/07/2021.

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IRA Account Rates

IRA Account Rates

Start planning for your financial future today.
Start planning for your financial future today.

IRA Savings

Interest Rate APY Balance Amount
0.05% 0.05% $50,000.00 - $99,999.99
0.05% 0.05% $100,000.00 - or more
0.02% 0.02% $1.00 - $9,999.99
0.02% 0.02% $10,000.00 - $24,999.99
0.02% 0.02% $25,000.00 - $49,999.99

Minimum balance to open Savings account is $1 and may be the Par Value of your share in this credit union. A Savings account that holds the Par Value (suffix 00 account) earns dividends. All other accounts earn interest where applicable. All Savings and IRA dividends and/or interest are calculated using the daily balance method and are compounded daily and are credited on the last day of each month. APY=Annual Percentage Yield. Assumes dividends or interest are reinvested and the rate continues for a year. You must maintain the minimum daily balance required to obtain the applicable APY. Tiers, dividend/interest rates and APYs on Checking and Savings accounts are subject to change without notice after the account is opened. Fees listed on the Fee Schedule could reduce earnings on the account. You may forfeit dividends/interest if you close any dividend or interest-bearing account before accrued dividends/interest is credited. Rates effective as of 04/07/2021.

IRA Certificate (CD)

Term (In Months) Interest Rate APY
60 0.55% 0.55%
48 0.45% 0.45%
36 0.40% 0.40%
30 0.40% 0.40%
24 0.35% 0.35%
18 0.35% 0.35%
15 0.30% 0.30%
14 0.50% 0.50%
12 0.30% 0.30%
9 0.30% 0.30%
6 0.25% 0.25%
3 0.20% 0.20%

Minimum deposit for CDs is $500. Where applicable, Certificate account interest is calculated using the daily balance method and is compounded and credited monthly, unless otherwise stated. APY=Annual Percentage Yield. Assumes dividends or interest are reinvested and the rate continues for a year. Certificate interest is earned at the applicable term’s fixed rate until the Certificate matures. Fees could reduce earnings on the account. You may forfeit dividends/interest if you close any dividend or interest-bearing account before accrued dividends/interest is credited. You may choose to have interest credited directly to you or to another account each month, but this may reduce earnings. Certificate accounts are subject to substantial penalty for early withdrawal. You may withdraw Certificate without penalty if redeemed within 15 days following maturity. If you do not withdraw at maturity, Certificate will automatically renew for subsequent term at applicable current interest rate. If renewal is prevented for any reason, interest will not accrue after maturity. Early Withdrawal Penalty. The following will apply: certificates with an original maturity date equal to or less than 1 (one) year will have a penalty equal to 90 (ninety) days interest, certificates with an original maturity date greater than 1 (one) year and equal to 2 (two) years will have a penalty equal to 180 (one hundred eighty) days interest, and certificates with an original maturity date greater than 2 (two) years will have a penalty equal to 365 (three hundred sixty five) days interest. How the Penalty Works. The penalty is calculated as a forfeiture of part of the interest that has or would have earned on the account. It applies whether or not the interest has been earned. In other words, if the account has not yet earned enough interest or if the interest has already been paid, the penalty will be deducted from the principal. If you close your certificate account before interest is paid, you will receive the accrued interest. Exceptions to Early Withdrawal Penalty. At our option, we may pay the account before maturity without imposing an early withdrawal penalty under the following circumstances: When an account owner dies or is determined legally incompetent by a court or other body of competent jurisdiction. When the account is an Individual Retirement Account (IRA), the owner attains age 59½ or becomes disabled, and the funds are withdrawn as a normal distribution only. Rates effective as of 04/07/2021.

IRA Select Money Market

Interest Rate APY Balance Amount
0.40% 0.40% $500,000.00 - or more
0.35% 0.35% $250,000.00 - $499,999.99
0.30% 0.30% $150,000.00 - $249,999.99
0.20% 0.20% $50,000.00 - $99,999.99
0.20% 0.20% $100,000.00 - $149,999.99
0.15% 0.15% $25,000.00 - $49,999.99
0.05% 0.05% $0.00 - $9,999.99
0.05% 0.05% $10,000.00 - $24,999.99

A Savings account that holds the Par Value (suffix 00 account) earns dividends. All other accounts earn interest where applicable. All Savings and IRA dividends and/or interest are calculated using the daily balance method and are compounded daily and are credited on the last day of each month, unless otherwise stated. APY=Annual Percentage Yield. Accurate as of the last dividend declaration date of 04/07/2021. Assumes dividends or interest are reinvested and the rate continues for a year. You must maintain the minimum daily balance required to obtain the applicable APY. Tiers, dividend/interest rates and APYs on Checking and Savings accounts are subject to change without notice after the account is opened. Fees listed on the Fee Schedule could reduce earnings on the account. You may forfeit dividends/interest if you close any dividend or interest-bearing account before accrued dividends/ interest is credited. Assumes interest is reinvested and the rate continues for a year. You may forfeit dividends/interest if you close any dividend or interest-bearing account before accrued dividends/interest is credited. Rates are variable and may change without notice after the account is opened. Fees listed on the Fee Schedule could reduce earnings on the account. This account requires a $1,000 minimum opening deposit. Minimum daily balance to avoid $20 monthly maintenance fee is $25,000.00. Interest calculated using the Daily Balance Method, compounds daily and pays on the last day of each month. Select Money Market account is available for limited periods of time only. Times this product is offered is at the sole discretion of the credit union.

IRA Money Market

Interest Rate APY Balance Amount
0.25% 0.25% $500,000.00 - or more
0.20% 0.20% $250,000.00 - $499,999.99
0.15% 0.15% $100,000.00 - $149,999.99
0.15% 0.15% $150,000.00 - $249,999.99
0.10% 0.10% $25,000.00 - $49,999.99
0.10% 0.10% $50,000.00 - $99,999.99
0.05% 0.05% $0.00 - $9,999.99
0.05% 0.05% $10,000.00 - $24,999.99

APY = Annual Percentage Yield. Assumes dividends are reinvested and the rate continues for a year. The APY is variable and may change after the account is opened. Assumes dividends or interest are reinvested and the rate continues for a year. You must maintain the minimum daily balance required to obtain the applicable APY. Tiers, dividend/interest rates and APYs on Checking and Savings accounts are subject to change without notice after the account is opened. Fees listed on the Fee Schedule could reduce earnings on the account. You may forfeit dividends/interest if you close any dividend or interest-bearing account before accrued dividends/interest is credited. Account earns interest where applicable. All Savings and IRA dividends and/or interest are calculated using the daily balance method and are compounded daily and are credited on the last day of each month. Rates effective as of 04/07/2021.

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Home Equity Loan Rates

Home Equity Loan Rates

See how much potential your home holds.

See how much potential your home holds.

Home Equity (80% LTV)

APR As Low As Loan Amount
2.74% $10,000.00 - $10,000.00

Introductory annual percentage rate ("APR") as low as 2.74% for the first year. Thereafter the APR varies, with a maximum APR of 18%. As of 04/07/2021, this variable Hybrid Home Equity Line of Credit APR would have been 3.99% APR for 80% LTV. Intro rate of 2.74% is for well-qualified borrowers at a maximum loan to value ratio (“LTV”) of 80%. New loans only. Additional introductory rates and variable rate may be available for higher LTVs. Contact the credit union for details. Stated Hybrid Home Equity Line of Credit APR includes a one-year 0.25% discount for existing members (membership accounts open more than 90 days) who meet the following qualifications under a single membership at the time the loan is booked: The member opening the loan must be enrolled in eStatements, have a monthly direct deposit of at least $250 posted to one deposit-suffix, and a single Checking -suffix must have 15 posted point-of-sale debit card transactions per month, OR the membership account number must be enrolled in eStatements and have a single Checking-suffix with 25 posted point-of-sale debit card transactions per month. Transactions exclude refunds/credits, and ATM transactions. Stated Hybrid Home Equity Line of Credit introductory one-year APR includes a 0.25% discount for new members (membership accounts open less than 90 days) who provide a valid email address. Promotion available for a limited time only, subject to credit approval, and may change without notice. Consult your tax advisor regarding deductibility of interest. Benefits of a loan for debt consolidation depend on individual circumstances. Speak with a representative on whether it is the right fit for you. Please contact credit union for additional information regarding Hybrid rate locks. Rates effective as of 04/07/2021.

Home Equity (90% LTV)

APR As Low As Loan Amount
3.24% $10,000.00 - $10,000.00

Introductory annual percentage rate ("APR") as low as 3.24% APR for the first year. Thereafter, the APR varies, with a maximum APR of 18%. As of 04/07/2021, this variable Hybrid Home Equity Line of Credit APR would have been 4.24% APR for 90% LTV. Intro rate of 3.24% is for well-qualified borrowers at a maximum loan to value ratio (“LTV”) of 90%. New loans only. Additional introductory rates and variable rate may be available for higher LTVs. Contact the credit union for details. Stated Hybrid Home Equity Line of Credit APR includes a one-year 0.25% discount for existing members (membership accounts open more than 90 days) who meet the following qualifications under a single membership at the time the loan is booked: The member opening the loan must be enrolled in eStatements, have a monthly direct deposit of at least $250 posted to one deposit-suffix, and a single Checking -suffix must have 15 posted point-of-sale debit card transactions per month, OR the membership account number must be enrolled in eStatements and have a single Checking-suffix with 25 posted point-of-sale debit card transactions per month. Transactions exclude refunds/credits, and ATM transactions. Stated Hybrid Home Equity Line of Credit introductory one-year APR includes a 0.25% discount for new members (membership accounts open less than 90 days) who provide a valid email address. Promotion available for a limited time only, subject to credit approval, and may change without notice. Consult your tax advisor regarding deductibility of interest. Benefits of a loan for debt consolidation depend on individual circumstances. Speak with a representative on whether it is the right fit for you. Please contact credit union for additional information regarding Hybrid rate locks. Rates effective as of 04/07/2021.

Home Equity (100% LTV)

APR As Low As Loan Amount
5.24% $10,000.00 - $10,000.00

Rates effective as of 04/07/2021. APR = Annual Percentage Rate. Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan, in addition to other conditions listed in the account agreement. Rates, terms and conditions are subject to change or expire without notice. Home Equity products are available in Kansas and Missouri only. Kansas residents are required to pay state mortgage tax of $1.00 per $1,000 of mortgage filed. Loan to Value = LTV. Home value is based on full appraisal, which is required, at the member’s expense. Property must be a single family home and owner occupied. Property insurance will be required. Line amounts range from $10,000 to $250,000. Consult your tax advisor regarding deductibility of interest. Benefits of a loan for debt consolidation depend on individual circumstances. Speak with a representative on whether it is the right fit for you.

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Auto Loan Rates

Auto Loan Rates

Cruise with confidence thanks to a great, low rate.
Cruise with confidence thanks to a great, low rate.

Auto Loan

APR As Low As Year
2.99% 2017 - 2021
3.74% 2014 - 2016

APR = Annual Percentage Rate. Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan, in addition to other conditions listed below and in the account agreement. Rates, terms and conditions are subject to change or expire without notice. Rates effective as of 04/07/2021.

First-Time Auto Loan

APR As Low As Year Minimum Loan Amount
12.99% 2017 - 2021 $2,500.00 - $15,000.00
13.74% 2014 - 2016 $2,500.00 - $15,000.00

APR = Annual Percentage Rate. Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan, in addition to other conditions listed below and in the account agreement. Rates, terms and conditions are subject to change or expire without notice. Rates effective as of 04/07/2021.

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Motorcycle Loan Rates

Motorcycle Loan Rates

When the open road beckons, we help you get there faster.
When the open road beckons, we help you get there faster.

Harley-Davidson Motorcycle Loan

APR As Low As Year
4.49% 2017 - 2021
5.24% 2014 - 2016

APR = Annual Percentage Rate. Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan, in addition to other conditions listed below and in the account agreement. Rates, terms and conditions are subject to change or expire without notice. Rates effective as of 04/07/2021.

Motorcycle Loan

APR As Low As Year
4.99% 2017 - 2021
5.74% 2014 - 2016

APR = Annual Percentage Rate. Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan, in addition to other conditions listed below and in the account agreement. Rates, terms and conditions are subject to change or expire without notice. Rates effective as of 04/07/2021.

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Boat, RV, & Leisure Loan Rates

Boat, RV, & Leisure Loan Rates

Get pre-approved for a great rate for the quickest route to your ultimate relaxation destination.

Get pre-approved for a great rate for the quickest route to your ultimate relaxation destination.

Boat Loan

APR As Low As Year
5.99% 2019 - 2021
6.74% 2014 - 2018

APR = Annual Percentage Rate. Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan, in addition to other conditions listed below and in the account agreement. Rates, terms and conditions are subject to change or expire without notice. Rates effective as of 04/07/2021.

RV Loan

APR As Low As Year
6.24% 2019 - 2021
6.99% 2014 - 2018

APR = Annual Percentage Rate. Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan, in addition to other conditions listed below and in the account agreement. Rates, terms and conditions are subject to change or expire without notice. Rates effective as of 04/07/2021.

Sport & Leisure Loan

APR As Low As Year
6.24% 2019 - 2021
6.49% 2014 - 2018

APR = Annual Percentage Rate. Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan, in addition to other conditions listed below and in the account agreement. Rates, terms and conditions are subject to change or expire without notice. Rates effective as of 04/07/2021.

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Personal Loan Rates

Personal Loan Rates

Here to help you get through whatever life throws at you.
Here to help you get through whatever life throws at you.

Personal Loan

APR As Low As Minimum Balance
9.74% $500.00 - $25,000.00

APR = Annual Percentage Rate. Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan, in addition to other conditions listed below and in the account agreement. Rates effective as of 04/07/2021.

Personal Line of Credit

APR As Low As Minimum Balance
9.74% $500.00 - $25,000.00

APR = Annual Percentage Rate. Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan, in addition to other conditions listed below and in the account agreement. Rates, terms and conditions are subject to change or expire without notice. APR may vary and is determined by adding a margin of 6.49% - 14.49% to the U.S. Prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month. Rates effective as of 04/07/2021.

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Credit Card Rates

Credit Card Rates

Our variety of credit card options offer you low rates and high rewards. 

Our variety of credit card options offer you low rates and high rewards. 

Visa® Signature

APR As Low As
12.24%

APR = Annual Percentage Rate. Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan, in addition to other conditions listed in the account agreement. Rates, terms, and conditions are subject to change or expire without notice. Click here for more information. Credit Card APR may vary and is determined by adding margin (Signature Credit Card margin is 8.99% to 10.99%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month. For a complete list of Consumer Credit Card fees please refer to your cardholder agreement or call the credit union for assistance. Rates effective as of 04/07/2021.

Visa® Rewards

APR As Low As
10.24%

APR = Annual Percentage Rate. Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan, in addition to other conditions listed in the account agreement. Rates, terms, and conditions are subject to change or expire without notice. Click here for more information. Credit Card APR may vary and is determined by adding margin (Rewards margin is 6.99% to 13.99%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month. For a complete list of Consumer Credit Card fees please refer to your cardholder agreement or call the credit union for assistance. Rates effective as of 04/07/2021.

Visa® Low Rate

APR As Low As
8.24%

APR = Annual Percentage Rate. Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan, in addition to other conditions listed in the account agreement. Rates, terms, and conditions are subject to change or expire without notice. Click here for more information. Credit Card APR may vary and is determined by adding margin (Low Rate margin is 4.99% to 16.99%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month. For a complete list of Consumer Credit Card fees please refer to your cardholder agreement or call the credit union for assistance. Rates effective as of 04/07/2021.

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Business Savings Rates

Business Savings Rates

Helping you build for the future.
Helping you build for the future.

Business Savings

Interest Rate APY Balance Amount
0.05% 0.05% $50,000.00 - $99,999.99
0.05% 0.05% $100,000.00 - or more
0.02% 0.02% $1.00 - $9,999.99
0.02% 0.02% $10,000.00 - $24,999.99
0.02% 0.02% $25,000.00 - $49,999.99

APY = Annual Percentage Yield. Assumes dividends are reinvested and the rate continues for a year. The APY is variable and may change after the account is opened. Fees could reduce the earnings on the account. All Savings accounts compound dividends daily and pay monthly. Rate quotes are subject to change. A Savings account that holds the Par Value (suffix 00 account) earns dividends. All other accounts earn interest where applicable. Rates effective as of 04/07/2021.

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Business Money Market Rates

Business Money Market Rates

Maximize your interest, while keeping your funds flexible.
Maximize your interest, while keeping your funds flexible.

Business Select Money Market

Interest Rate APY Balance Amount
0.40% 0.40% $500,000.00 - or more
0.35% 0.35% $250,000.00 - $499,999.99
0.30% 0.30% $150,000.00 - $249,999.99
0.20% 0.20% $50,000.00 - $99,999.99
0.20% 0.20% $100,000.00 - $149,999.99
0.15% 0.15% $25,000.00 - $49,999.99
0.05% 0.05% $0.00 - $9,999.99
0.05% 0.05% $10,000.00 - $24,999.99

APY = Annual Percentage Yield. Assumes dividends are reinvested and the rate continues for a year. The APY is variable and may change after the account is opened. Assumes dividends or interest are reinvested and the rate continues for a year. You must maintain the minimum daily balance required to obtain the applicable APY. Tiers, dividend/interest rates and APYs on Checking and Savings accounts are subject to change without notice after the account is opened. Fees listed on the Fee Schedule could reduce earnings on the account. You may forfeit dividends/interest if you close any dividend or interest-bearing account before accrued dividends/interest is credited. Account earns interest where applicable. All Savings and IRA dividends and/or interest are calculated using the daily balance method and are compounded daily and are credited on the last day of each month. Rates effective as of 04/07/2021.

Business Money Market

Interest Rate APY Balance Amount
0.25% 0.25% $500,000.00 - or more
0.20% 0.20% $250,000.00 - $499,999.99
0.15% 0.15% $150,000.00 - $249,999.99
0.15% 0.15% $100,000.00 - $149,999.99
0.10% 0.10% $50,000.00 - $99,999.99
0.10% 0.10% $25,000.00 - $49,999.99
0.05% 0.05% $10,000.00 - $24,999.99
0.05% 0.05% $0.00 - $9,999.99

APY = Annual Percentage Yield. Assumes dividends are reinvested and the rate continues for a year. Account compounds interest daily and pays monthly. Rate quotes are subject to change. The APY is variable and may change after the account is opened. Fees could reduce the earnings on the account. Rates effective as of 04/07/2021.

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Business Auto Loan Rates

Business Auto Loan Rates

Keep your business rolling with a great, low rate on a business vehicle loan.
Keep your business rolling with a great, low rate on a business vehicle loan.

Business Auto Loan

APR As Low As Year
3.74% 2020 - 2021
4.49% 2017 - 2019
6.74% 2014 - 2016

APR = Annual Percentage Rate. Rates and terms subject to change and are dependent on creditworthiness and collateral. Rates are subject to change. Actual rate may vary. Contact the credit union for more information. Rates effective as of 04/07/2021.

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Business Credit Card Rates

Business Credit Card Rates

Grow your business, get rewarded.

Grow your business, get rewarded.

Visa® Business Rewards

APR As Low As
13.24%

APR = Annual Percentage Rate. Rates are subject to applicant credit. Rates are subject to change. Actual rate may vary. For a complete list of Business Credit Card fees please refer to your cardholder agreement. Contact the credit union for more information. Rates effective as of 04/07/2021.