Student Loans

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Undergraduate and Graduate Student Loans

Undergraduate and Graduate Student Loans

Start your application for flexible college funding today.
Start your application for flexible college funding today.
Apply Now

Flexible Funding for Higher Education

When scholarships, grants and federal aid aren’t enough, private student loans can be a necessary and cost-effective way to fill educational funding gaps. At CommunityAmerica, we want to make financing college easy so you can focus on achieving your dreams of higher education at the school of your choice.

As a not-for-profit lender, helping members is our bottom line. The unique structure of our student loan allows you to borrow up to the full cost of the remainder of your education without having to reapply each year.1 This flexible line of credit allows you to simply request additional funds each year for the amount you wish to have disbursed to your school.

Features of Our Student Loans

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Competitive Rates

No pre-payment or origination fees, plus score a discount when you use autopay.
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Flexible Repayment Options

Full payment, interest only or no payment at all. You decide while still in school.
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Co-Borrower Release

Let your co-borrower off the hook once you qualify to hold the loan on your own.
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Funding You Can Trust

Unlike many institutions, CommunityAmerica will continue to service your loan.

Let’s Get Started

CommunityAmerica has partnered with Student Choice to offer this unique student loan, which operates as a line of credit, for both Undergraduate and Graduate programs.
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Undergraduate Student Loans

Federal aid and scholarships not cutting it? At CommunityAmerica, we’ve got your best interests in mind with our private student loan options. The convenient and flexible line of credit structure allows you to secure funding for your entire undergraduate career with just one application.
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Graduate Student Loans

Beginning your graduate career can be stressful enough. With flexible funding, convenient repayment terms and in-school deferment, we’re here to help you successfully fill funding gaps that may remain after you've exhausted lower-cost sources of aid.
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Financial Guidance for Young Adults

No matter what your plans are for after high school, entering the financial world is an important part of growing up. CommunityAmerica is here to guide you through every step of your financial journey with tools and resources to guide you on the path to financial success.
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Young Adult Financial Resources

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College and Career Planning

We offer resources and tools to help you plan your path to college and beyond.
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ScoreMore Loan

Boost your credit and grow your savings with no credit history or co-signer required2.
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Starter Credit Card

Created with students in mind, this low-rate card is a great way to start building your credit3.
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Student Checking

Build good money habits with this free account that’s high on convenience and low on fees4.
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