Young Adults

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Financial Guidance for Young Adults

Whether you’re heading to college, landing your first job or pursuing your passion, entering the financial world is an important part of growing up. No matter your plans for after high school, CommunityAmerica is here to help every step of the way as you begin your financial journey. Start off on the right financial foot, with products that help you build credit and money management skills, a dedicated College & Career Planner to offer advice in setting and working toward your goals, and a variety of resources to guide you on the path to financial success.

Helpful Financial Management Tools

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Mobile App

Check balances, deposit checks and pay bills easily with our highly rated Mobile App.
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Digital Payments

Quickly transfer money to friends and family from your account or your digital wallet.
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Card Control

Track spending, set limits and instantly turn cards on/off via My Cards.
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Balance Alerts

Customize text or email alerts to let you know about low balances, deposits and more.

How Can We Help You Get Started?

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Student Checking for Young Adults

Our free student checking account is specifically designed to help you build good financial habits as you start building your balance. Our tech-friendly tools such as mobile check deposit, digital person-to-person payment and a highly rated Mobile App make transferring and managing your money easy and convenient anytime, anywhere1.
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The Smart Way to Build Credit

Our Starter Credit Card is a great way to begin building credit. Created for people new to credit, there’s no cosigner required, no deposit needed and no annual fee. The Start Credit Card features tools to help users understand the credit basics and the importance of paying bills on time. Plus, get rewarded along the way — up to $401 in cash back the first year2.
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Boost Credit While Building Savings

Our ScoreMore LoanSM offers the unique opportunity to build credit while also growing savings. Here’s how it works: on-time monthly payments are reported to the credit bureaus and added to a savings account. Once you make the final payment, the money in the savings account yours! On average, the ScoreMore Loan boosts credit scores by 60 points and increases savings balances by $253. That’s what we call a win-win. No credit history or cosigner needed to apply3.
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See How Money Can Grow

Consider a Saver Certificate (CD) to jumpstart your savings and understand how interest can help grow money over time. Open a Saver CD with as little as $50 and see a guaranteed return over a 12-month term thanks to a fixed interest rate. Plus, enjoy the flexibility to add to it at any time through Online Banking4.
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Financial Resources to Get Started

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Informative Blog Posts

Our Empower Blog regularly tackles the challenges of planning for life after high school.
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Savings Goal Calculator

See how long it could take to grow your current savings balance to your ultimate goal.
Do the Math
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Checklists for Success

Our student checklists can help you build a successful path through middle school, high school and beyond.
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Understand the Credit Basics

Find out what makes up your credit score and how your financial habits can have an impact.
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College & Career Planning

Whether you’re just starting the college search, figuring out how to pay for college, deciding on a career plan or anywhere in between, our College & Career Planner, Karly Scholl, is here to be your dedicated and trusted partner in planning for the future. Plus, try our online College Match tool, which features a database of more than 6,000 colleges to help you compare schools and find the perfect fit5.
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