Savings Goal Calculator

* High Interest Savings. APY=Annual Percentage Yield and assumes dividends are reinvested and the rate continues for a year. The APY is variable and may change after the account is opened. You must maintain the minimum daily balance required to obtain the applicable APY. Fees could reduce earnings on the account.  The account requires a $1 minimum opening deposit. High Interest Savings account balances up to $2,500 earn first tier APY of 5.00%. Balances of $2,500.01 or more earn the credit union’s base rate for Savings accounts of .03% with an APY of 5.00%-0.03%. First tier APY is conditional on the following requirements on the day before the last day of the month to receive benefits for that same month: enrollment in eStatements; monthly direct deposit of at least $250 posted to one deposit account; 15 posted point-of-sale debit card transactions per month to a single checking account tied to the membership; OR enrollment in eStatements and 25 posted point-of-sale debit card transactions per month to a single checking account tied to the membership. Transactions exclude refunds, credits, fees, pre-authorizations and ATM transactions. Each statement period that conditions are met after the account is opened, the first tier APY will be applied at the end of the statement period. First tier APY is calculated using the average daily balance method and is compounded and credited monthly. If qualifications are not met, the first tier APY will discontinue and revert to the credit union’s base rate for Savings accounts until conditions are met, for which dividends are calculated using the daily balance computation and is compounded daily and credited monthly. Due to compounding, dividends earned may push balances into next rate tier, causing an APY change. If Checking account relationship is terminated or becomes inactive, the first tier APY will discontinue and revert to the credit union’s base rate for Savings accounts until conditions are met. Limit one High Interest Savings Account or Delta Savings account per member.  Rates effective as of 9/24/2025.