Money Market Accounts

Hero Image

Make The Most of Your Deposits

Why consider a Money Market savings account? It’s a safe place to park higher balances for your shorter-term goals. Accessibility is a big plus. You’ll also get a higher rate of return, and the flexibility of liquid funds in any amount, at any time. We offer two different Money Market accounts for you to choose from.

Money Market Account Features

Two Arrows Pointing Different Directions Icon

Flexibility

Make up to six transfers per month.
24/7 Availability Icon

Availability

Withdraw funds at any time in any amount.
Percentage Character Inside a 5-Point Star Icon

Competitive

Enjoy a great rate of return with a premium market rate.

Select Money Market

See a higher rate of return.

With a Select Money Market account, maintaining a balance of $25,000 or more will earn you a higher rate of return, when compared to our Standard Money Market account. Earn up to 0.40% APY1 with the flexibility of liquid funds that are available in any amount, at any time.

Select Money Market Rates

Interest Rate APY Balance Amount
0.40% 0.40% $500,000.00 - or more
0.35% 0.35% $250,000.00 - $499,999.99
0.30% 0.30% $150,000.00 - $249,999.99
0.20% 0.20% $50,000.00 - $99,999.99
0.20% 0.20% $100,000.00 - $149,999.99
0.15% 0.15% $25,000.00 - $49,999.99
0.05% 0.05% $0.00 - $9,999.99
0.05% 0.05% $10,000.00 - $24,999.99

Standard Money Market Rates

Interest Rate APY Balance Amount
0.25% 0.25% $500,000.00 - or more
0.20% 0.20% $250,000.00 - $499,999.99
0.15% 0.15% $100,000.00 - $149,999.99
0.15% 0.15% $150,000.00 - $249,999.99
0.10% 0.10% $25,000.00 - $49,999.99
0.10% 0.10% $50,000.00 - $99,999.99
0.05% 0.05% $0.00 - $9,999.99
0.05% 0.05% $10,000.00 - $24,999.99

Calculators

Two Bar Graphs with One Being Double the Size of the Other Icon

Savings Doubler Calculator

Find out the amount of time it will take for money to be worth twice what it is today.
Calculate Now
Stopwatch with a Dollar Sign in the Middle Icon

Savings Goal Calculator

See how many years it will take for your savings account to reach your financial target.
Calculate Now
Bar Graph Showing Increase with the Last Bar Have an Upwards Pointing Arrow Icon

Savings Growth Calculator

Use this calculator to determine the future value of your current savings.
Calculate Now
Calculator Icon

See All Savings Calculators

See how to make the most of your money with our full list of helpful calculators.
View All

Become a Member Today

Thankfully, it’s easy. If you live or work in the Kansas City area, you’re pretty much in!

Get Started
Photo of the Ramirez Family and their $312 Profit Payout

Profit Payout

We share our profit with our members.

As a not-for-profit credit union, we return our profit to those who bank with us in many ways—like better rates, lower fees and our Profit Payout2. This year we gave back $8.4 million to our members.
Estimate Your Payout

Money Market FAQs

Member Favorites

Piggy Bank with Coin Being Inserted Icon

High Interest Savings

Grow your money faster at a rate of up to 4.00% APY3 on balances up to $1,500.

Learn More
Check with Pen Icon

Cashback Free Checking

Earn 1% cash back on the first $500 of monthly purchases4.
Learn More
Stock Market Graphic, Piechart, and Dollar Sign Icon

Wealth Management

Our Wealth Advisors can help you create a financial plan5.
Learn More