Money Market Accounts
Make The Most of Your Deposits
Why consider a Money Market savings account2? It’s a safe place to park higher balances for your shorter-term goals. Accessibility is a big plus. You’ll also get a higher rate of return, and the flexibility of liquid funds in any amount, at any time.
Money Market Account Features
Open a Money Market
You’re just a few clicks away from starting your savings journey. Open your account online today to start saving for tomorrow. If you need additional help or have questions, we’d be happy to assist you. Give us a call at 800.892.7957 or visit one of our convenient branch locations.
Boost Your Savings Potential
Earn up to 3.45% APY3 with the flexibility of liquid funds that are available in any amount, at any time.
Advantage Money Market
| APY | Balance Amount | Dividend Rate |
|---|---|---|
| 3.20% | $0.00 - or more | 3.15% |
Premier Money Market Rates
| APY | Balance Amount | Dividend Rate |
|---|---|---|
| 0.25% | $0.00 - $9,999.99 | 0.25% |
| 0.30% | $10,000.00 - $24,999.99 | 0.30% |
| 3.20% | $25,000.00 - $49,999.99 | 3.15% |
| 3.25% | $50,000.00 - $99,999.99 | 3.20% |
| 3.30% | $100,000.00 - $149,999.99 | 3.25% |
| 3.35% | $150,000.00 - $249,999.99 | 3.30% |
| 3.40% | $250,000.00 - $499,999.99 | 3.34% |
| 3.45% | $500,000.00 - or more | 3.39% |
Money Market Rates
| APY | Balance Amount | Dividend Rate |
|---|---|---|
| 0.25% | $0.00 - $9,999.99 | 0.25% |
| 0.30% | $10,000.00 - $24,999.99 | 0.30% |
| 0.35% | $25,000.00 - $49,999.99 | 0.35% |
| 0.40% | $50,000.00 - $99,999.99 | 0.40% |
| 0.45% | $100,000.00 - $149,999.99 | 0.45% |
| 0.50% | $150,000.00 - $249,999.99 | 0.50% |
| 0.55% | $250,000.00 - $499,999.99 | 0.55% |
| 0.60% | $500,000.00 - or more | 0.60% |
Calculators
Profit Payout*
We're Invested In YOU
"We put our Profit Payout toward our grandson's college education fund. He's 17 months old, and we're committed to doing this every year for his future!"
Will & Jenn, members since 2002
Money Market FAQs
A Money Market account is a type of savings account which earns higher dividend rates and often has different balance tiers. The more money you put into the account, the higher the dividend rate could be. These accounts often have balance requirements you must maintain to avoid any fees.
Money Market accounts typically have balance requirements to earn higher dividend rates. If you fall below those requirements, you could receive monthly penalty fees. Money Market accounts are among the safest ways to save your money. Credit unions are federally insured by the National Credit Union Administration (NCUA) to at least $250,000 per individual depositor, which is backed by the full faith and credit of the United States Government. This is the same coverage you’d receive at a bank. You can rest easy knowing your money is safe and sound.
Pros: Money Market accounts typically earn a higher dividend rate than a regular savings account and are seen as a low-risk investment.
Cons: There are balance requirements to earn the higher rates. The more money you have in a Money Market, the greater your potential for returns.
Cons: There are balance requirements to earn the higher rates. The more money you have in a Money Market, the greater your potential for returns.