Retirement Planning
Retirement Planning Starts Here
Retirement can mean different things to different people, and we understand that your goals are unique. Often times, the difference between succeeding or failing to achieve those goals is the result of an accumulation of small decisions made along the way. To make the right choices when faced with those decisions, it helps to have a plan in place.Crafting a good retirement plan requires clearly defined goals, an honest assessment of where you are financially and the willingness to focus on the long term. Wealth Management by CommunityAmerica will work with you wherever you are on your journey to consider your dreams, evaluate your current financial situation and provide perspective to help make decisions for the future. Whether you’re just starting to save, nearing that retirement party or dealing with any of the transitional moments along the way, our Wealth Advisors are here to help you reach your goals.
With a number of savings options available, such as IRAs and annuities, we can work with you to develop a plan that allows you to accumulate, enjoy and, eventually, share what you worked so hard to build.
IRA Comparison
Traditional IRA
Roth IRA
To Decide Which Option Is Best, Ask Yourself:
Do you expect to be in a similar tax bracket as where you are now when you withdraw funds? If so, a Traditional IRA may be your best option. You’ll save money in the near term and receive immediate tax benefits. If you expect to be in a higher tax bracket when withdrawing funds, a Roth IRA may be a better choice for you. Your contributions will come from after-tax dollars, so you won’t pay any taxes when it’s time to withdraw.Ready to open an account? You can open an IRA account using Guided Investing, request an appointment with a Wealth Advisor or give us a call at 913.905.3600.
For specific tax advice, please consult a qualified tax professional.
Ready to get started? We’re here to help.
Contact a Wealth Advisor
Run a Business?
Your Personalized Plan
Prepare for your financial “now” and your financial future.
Everyone’s financial goals are unique. We’re here to help you reach yours. Our Wealth Advisors can guide your short- and long-term plans to achieve financial peace of mind.Calculators
Retirement Savings Calculator
Start Retirement Savings Calculator
Retirement Projected Savings Calculator
Profit Payout*
Investing in YOU by sharing our profits.
As a not-for-profit credit union, we return our profit to those who bank with us in many ways – like better rates, lower fees, and our Profit Payout. See how much you may be able to earn through our long-standing annual give-back, where we’ve returned $93 million to members over the past 12 years.
From the Blog
Creating Your Retirement Strategy
Avoid the Most Common Retirement Mistakes
Member Favorites
Life Insurance
Premier Money Market
High Interest Savings
Securities and advisory services offered through Copper Financial Network, LLC (“Copper Financial”), a broker-dealer and SEC registered investment adviser. Member FINRA/SIPC. Copper Financial is a wholly-owned subsidiary of CommunityAmerica Credit Union (“CommunityAmerica”) and makes non-deposit investment products and services available to its members. Representatives are registered with Copper Financial. CommunityAmerica and Wealth Management by CommunityAmerica are not broker-dealers or investment advisers. For important disclosures from Copper Financial please visit here.
Copper Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed.
Link to the Copper Financial Customer Relationship Summary.
Investment and insurance products offered through Copper Financial:
|
Are Not Deposits |
Are Not NCUA or otherwise Federally Insured |
Are Not Obligations of or Guaranteed by the Credit Union |
May Lose Value |