Trust One of Kansas City's Top Mortgage Lenders
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We Make the Mortgage Process ManageableBuying a home is a big decision, and it can feel even bigger when it’s your first time. As the Official Mortgage Lender of the Kansas City Chiefs, our team includes local lenders and processors, so you can count on us for the expertise you need. We’re here to answer your questions and guide you through every step in the home-buying process.
We’re proud to offer a First-Time Homebuyer Loan1, which features an adjustable rate and down payment options as low as 0%. It’s flexible and friendly, with a 100% Loan to Value (LTV)2. And as an added bonus, a mortgage with us can help you qualify for an increased share of our Profit Payout. This year, qualified mortgage households received an average Profit Payout of $277!3
Find Your Best Mortgage Rate
Finding the right mortgage rate for your dream home is no easy task, which is why we’re here to make checking rates easy and convenient. To see rates specific to your personal situation, simply plug in your information in our handy online tool.Check Out Rates
First-Time Homebuyer Loan Options
Available at a fixed rate with varying terms through the Federal Housing Administration. A great option for smaller down payments.Apply Now
A construction loan to build your home from scratch, that automatically converts to a traditional mortgage once construction is complete.Apply Now
First-Time Homebuyer Tips
Evaluate Your Credit Score
Paying down debt leads to a better credit score. A better credit score leads to a better mortgage rate. You can check your score at AnnualCreditReport.com.
Determine How Much House You Can Afford
Simply plug your information into this handy calculator to find out how much of a mortgage you may be able to obtain.
Save for a Down Payment
If you can make a down payment of 20% or more of the home’s purchase price, you can avoid paying for Private Mortgage Insurance (PMI).
Budget for Additional Costs
While property taxes and home insurance are often factored into your payment, you’ll also want to consider expenses such as one-time closing costs.
From the Blog
Protect your biggest investmentGetting into your dream home takes a lot of work, so once you achieve that milestone, you’ll want to make sure it’s covered. A homeowners insurance policy will help ensure your home, and everything in it, is well protected. Our friendly Insurance Agents will work with you to find the right coverage for the right price. It’s quick and easy to get a free quote online, or get in touch if you’d like a more customized plan4.
As a not-for-profit credit union, we return our profit to those who bank with us in many ways—like better rates, lower fees and our Profit Payout3. This year we gave back a record-breaking $9.5 million to more members than ever and having your mortgage with us is a great way to help you grow your share. As part of this year’s Profit Payout, qualifying households with a mortgage received an average payout of $289!Estimate Your Payout