We Make the Mortgage Process ManageableBuying a home is a big decision, and it can feel even bigger when it’s your first time. As the Official Mortgage Lender of the Kansas City Chiefs, our team includes local lenders and processors, so you can count on us for the expertise you need. We’re here to answer your questions and guide you through every step in the home-buying process.
We’re proud to offer a First-Time Homebuyer Loan1, which features an adjustable rate and down payment options as low as 0%. It’s flexible and friendly, with a 100% Loan to Value (LTV)2. And as an added bonus, a mortgage with us can help you qualify for an increased share of our Profit Payout. This year, qualified mortgage households received an average Profit Payout of $277!3
Find Your Best Mortgage Rate
Finding the right mortgage rate for your dream home is no easy task, which is why we’re here to make checking rates easy and convenient. To see rates specific to your personal situation, simply plug in your information in our handy online tool.Check Out Rates
First-Time Homebuyer Loan Options
Available at a fixed rate with varying terms through the Federal Housing Administration. A great option for smaller down payments.Apply Now
A construction loan to build your home from scratch, that automatically converts to a traditional mortgage once construction is complete.Apply Now
Apply to Get Pre-Qualified
Be ready when you find your dream home. We make the mortgage process simple – our online application only takes about 20 minutes to complete. If you have questions or would like help with any part of your home-buying journey, give us a call at 913.905.3799 or visit one of our convenient branch locations.Get Started
First-Time Homebuyer Tips
Evaluate Your Credit Score
Paying down debt leads to a better credit score. A better credit score leads to a better mortgage rate. You can check your score at AnnualCreditReport.com.
Determine How Much House You Can Afford
Simply plug your information into this handy calculator to find out how much of a mortgage you may be able to obtain.
Save for a Down Payment
If you can make a down payment of 20% or more of the home’s purchase price, you can avoid paying for Private Mortgage Insurance (PMI).
Budget for Additional Costs
While property taxes and home insurance are often factored into your payment, you’ll also want to consider expenses such as one-time closing costs.
Do the math to find out your potential monthly mortgage payment.Calculate Now
Determine how much of a mortgage you may be able to obtain.Calculate Now
Should I Rent or Buy?
Compare costs of buying vs. renting to see which makes sense for you.Learn More
See All Calculators
Use our calculators to make the most informed mortgage decisions.View All