Certificates of Deposit (CD)

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Earn 5.25% APY1 on our 3-Month CD!

Earn 5.25% APY1 on our 3-Month CD!

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Turn Time Into Money

Are you ready to earn more with your cash? Choose your term and see bigger returns from fixed rates with a Certificate of Deposit (CD). We have lots of term options available, but typically, the longer the term, the more you earn with interest that compounds and credits monthly. These accounts could also increase your share of our Profit Payout*, which puts even more money back in your wallet.

Mahomes Debit Card

Get $200+

Score the card of Champions

Ever heard of a checking account that makes you proud to be a local? We love our Chiefs so much, we made an account worthy of fandom. When you flash your exclusive Chiefs Visa® Debit Card featuring MVP Patrick Mahomes, you’ll earn more than just admiration—you’ll also get 1% cash back on the first $500 of monthly purchases, and 15% off Chiefs gear at the Pro Shop.
Learn More About Chiefs Checking

Certificate of Deposit (CD) Rates

Traditional CD

Rate as high as 5.25% APY1

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Saver 12-Month CD

Rate as high as 2.75% APY2

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Other CD Rate Offers

Term (In Months) Interest Rate APY
60 2.96% 3.00%
48 2.96% 3.00%
36 2.72% 2.75%
30 2.57% 2.60%
24 3.83% 3.90%
18 3.74% 3.80%
15 3.59% 3.65%
13 4.65% 4.75%
12 3.45% 3.50%
9 4.75% 4.85%
7 4.94% 5.05%
6 3.40% 3.45%
3 5.13% 5.25%

Open a Certificate of Deposit (CD)

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Saver CD

Start saving with as little as $50.

Our most flexible CD. With a low minimum deposit, you can still see big returns on a 12-month term2. Plus, you’ll also enjoy these great benefits:
  • Flexibility: Add to it at any time.
  • Convenience: Track and build your balance in Online Banking.
  • Guaranteed Return: Earn returns over a 12-month term.
  • Automatic Transfer: Set up a weekly or monthly automatic transfer to funnel additional funds.
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Which CD is Right For You?


Calculators

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Certificate of Deposit Calculator

See the potential interest growth and tax liability on your Certificate of Deposit.
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Savings Goal Calculator

See how many years it will take for your savings account to reach your financial target.
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Savings Growth Calculator

Use this calculator to determine the future value of your current savings.
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See All Savings Calculators

See how to make the most of your money with our full list of helpful calculators.
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Profit Payout Share

Profit Payout*

Investing in YOU by sharing our profits.

As a not-for-profit credit union, we return our profit to those who bank with us in many ways – like better rates, lower fees, and our Profit Payout. See how much you may be able to earn through our long-standing annual give-back, where we’ve returned $93 million to members over the past 12 years.

Estimate Your Payout

Certificate of Deposit (CD) FAQs

Member Favorites

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High Interest Savings

Grow your money faster at a rate of up to 5.00% APY4 on balances up to $2,500.
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Premier Money Market

Enjoy a higher rate of return, plus the flexibility of liquid funds.
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Cashback Free Checking

Earn 1% cash back on the first $500 of monthly purchases4.
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