Savings Accounts

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High Interest Savings

High Interest Savings

Kansas City, are you ready to earn 5.00% APY1 on balances up to $2,500?
Kansas City, are you ready to earn 5.00% APY1 on balances up to $2,500?
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Our Savings Accounts Make Saving Simple

Opening a savings account with us is a great way to start your credit union membership. It’s also an easy step toward a more secure financial future. Use our High Interest Savings account to earn up to 5.00% APY1 on balances up to $2,500. No matter which free savings account you choose, you’ll enjoy the technological benefits of our Online Banking and Mobile App, such as 24/7 access to manage your money and mobile check deposit. Whether you’re saving for a rainy day, or your children’s future, we make getting started simple with no monthly service fees and just a $1 minimum opening requirement for any CommunityAmerica savings account. Plus, your savings account could also help you increase your share of our Profit Payout*.

What is your savings goal?

Check Out Our Interest Rates

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High Interest Savings

Rate as high as 5.00% APY1

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Traditional CD

Rate as high as 5.00% APY2

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Meet Our Savings Accounts

High Interest Savings

Maximize your savings potential and watch your hard-earned money grow even faster.
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Earn a rate of 5.00% APY1 on balances up to $2,500 with our High Interest Savings Account.

Just meet certain requirements, like signing up for eStatements, to start earning more.
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With just $1 required to open, our Savings account is a great place to start your savings journey.
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No matter what your end goal, we make saving simple at CommunityAmerica.

Plus, your savings account could also help you increase your share of our Profit Payout!
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Junior Savings

Learning to save early is an important lesson for future financial well-being.
Find a Location

Make saving money child's play. Stop by one of our locations to get started.


With as little as $1, your child can start saving in an account that converts into a regular savings account when they turn 13.

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Holiday Savings

When it comes time to make days happy and bright, you’ll have the funds to do it.
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This account helps you put money away all year so you can get a jump on the gift-giving season.


On November 1, the money you’ve saved is automatically deposited into the savings or checking account of your choice.

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Benefits of Our Savings Accounts

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No Monthly Service Fee

No monthly service fee and just $1 minimum opening requirement.
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Free Online & Mobile Banking

Enjoy secure convenience and 24/7 access to manage your money.
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Mobile Check Deposit

Deposit checks by snapping a photo with our highly rated Mobile App.
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Share in Our Profits

Your savings account balance may help you qualify for our Profit Payout*.

Open a Savings Account

You’re just a few clicks away from starting your savings journey. Open your account online today to start saving for tomorrow. If you need any help or have questions, get in touch with us, and we’d be happy to assist you. Give us a call at 913.905.7000 or visit one of our convenient branch locations.
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Hear From Our Members


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Savings Goal Calculator

See how many years it will take for your savings account to reach your financial target.
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Savings Doubler Calculator

Find out the amount of time it will take for money to be worth twice what it is today.
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Savings Growth Calculator

Use this calculator to determine the future value of your current savings.
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See All Savings Calculators

See how to make the most of your money with our full list of helpful calculators.
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Profit Payout Share

Profit Payout*

Investing in YOU by sharing our profits.

As a not-for-profit credit union, we return our profit to those who bank with us in many ways – like better rates, lower fees, and our Profit Payout. See how much you may be able to earn through our long-standing annual give-back, where we’ve returned $93 million to members over the past 12 years.

Estimate Your Payout

Savings Account FAQs

More Ways to Save

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Certificate of Deposit

Set a term and see bigger returns from fixed interest rates.
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Multiple IRA Options

Start saving for you or a loved one’s financial future with IRAs.
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Premier Money Market

Enjoy a higher rate of return, plus the flexibility of liquid funds.
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