Opening a savings account with us is a great way to start your credit union membership. It’s also an easy step toward a more secure financial future. Use our High Interest Savings account to earn up to 5.00% APY1 on balances up to $2,500. No matter which free savings account you choose, you’ll enjoy the technological benefits of our Online Banking and Mobile App, such as 24/7 access to manage your money and mobile check deposit. Whether you’re saving for a rainy day, or your children’s future, we make getting started simple with no monthly service fees and just a $1 minimum opening requirement for any CommunityAmerica savings account. Plus, your savings account could also help you increase your share of our Profit Payout.2
Ever heard of a checking account that makes you proud to be a local? We love our Chiefs so much, we made an account worthy of fandom. When you flash your exclusive Chiefs Visa® Debit Card featuring MVP Patrick Mahomes, you’ll earn more than just admiration—you’ll also get 1% cash back on the first $500 of monthly purchases, and 15% off Chiefs gear at the Pro Shop.
Watch your hard-earned money grow even faster with a rate of 5.00% APY1 on balances up to $2,500. Just meet certain requirements, like signing up for eStatements, to start earning more.
Whether you’re ready to take the first step on your savings journey, or just need a safe place to put your money, our Savings account is a great place to start. Open an account with just $1 to begin building security for your financial future.
Learning to save early is an important lesson for future financial well-being. With as little as $1, kids can start saving in an account that converts into a regular savings account when they turn 13. To open a Junior Savings account, visit one of our locations.
Our Holiday Savings account helps you put money away all year, so when it comes time to make days happy and bright, you’ll have the funds to do it. On November 1, the money you’ve saved is automatically deposited into your savings or checking account, so you can get a jump on the gift-giving season.
Deposit checks by snapping a photo with our highly rated Mobile App.
Share in Our Profits
Your savings account balance may help you qualify for our Profit Payout.2
Open a Savings Account
You’re just a few clicks away from starting your savings journey. Open your account online today to start saving for tomorrow. If you need any help or have questions, get in touch with us, and we’d be happy to assist you. Give us a call at 913.905.7000 or visit one of our convenient branch locations.
Blake helped explain all of my questions to where I can understand! Financial literacy is not my strong suit! Super friendly and knowledgeable! 10 stars if I could!
Doing business with CommunityAmerica Credit Union is such a pleasure! Whether you visit the lobby, ATM or online, they’ve made things incredibly easy to navigate, and for this 73 year old….that’s a HUGE plus! AND they support our Chiefs!!! It doesn’t get any better than that.
As a not-for-profit credit union, we return our profit to those who bank with us in many ways—like better rates, lower fees and our Profit Payout. This year we gave back a record-breaking $9.5 million to our members.
A savings account is a safe place to put your money with the added benefit of it earning a small amount of interest each month.
You can open a savings account online, in-person at any of our convenient locations, or by giving us a call at 913.905.7000. These are the things you’ll want to have handy:
Drivers License, government ID or passport
Social Security Number
Recent residential address
Email address
Date of Birth
$1 to put into your new savings account
Most financial experts suggest having six months of expenses in a savings account for emergency situations, such as loss of income or other unexpected situations.
High Interest Savings accounts are similar to savings accounts, but your money earns higher interest. These accounts often come with certain conditions in order to qualify, like minimum balance requirements, maximum balance limits, or maintenance fees. However, CommunityAmerica does not have those same qualifications. For details, check out the top of this page.
It’s quick and easy to get your direct deposit information in Online Banking or our Mobile App.
Direct deposit information in Online Banking:
Log into Online Banking.
Navigate to “Account Requests” in the top menu bar.
Click on “Direct Deposit.”
Follow the instructions and find your direct deposit information.
Direct deposit information in Mobile App:
Log in to our Mobile App.
Select the account you’d like to set up with direct deposit.
Click on “Details.”
Use the ACH number (including all zeroes) and our Routing Number (301081508) to set up your direct deposit.
High Interest Savings. First Tier: 5.00% APY from $1.00 – $2,500, if First Tier qualifications are met. Second Tier: 0.03% APY on $2,500.01 or more, and on balance if First Tier qualifications are not met. The account requires a $1 minimum opening deposit. The Annual Percentage Yield (APY) shown is effective as of 05/01/2023, unless otherwise noted, and assumes interest is reinvested and rate continues for a year. Rates are variable and may change without notice after the account is opened. Fees could reduce earnings on this account. Balances up to $2,500 will earn first tier APY when ‘Qualifications for cash back’ are met. Each statement period that Qualifications are met after the account opened, the first tier APY will be applied at the end of the statement period. Due to compounding, interest earned may push balances into next rate tier, causing an APY change. Please see rate page for range. If Qualifications not met, the first tier APY will discontinue and will revert to the credit union’s base rate for Savings accounts until ‘Qualifications for cash back’ are reestablished. Balances of $2,500.01 or more will earn the credit union’s current applicable base rate for Savings accounts. Limit one High Interest Savings account per member. Business, IRA, and Minor accounts not eligible for this product. Qualifications for cash back: The membership account number tied to the High Interest Savings account must complete the following: Enrolled in eStatements; Monthly direct deposit of at least $250 posted to one deposit account; 15 posted point-of-sale debit card transactions per month to a single checking account; OR Enrolled in eStatements; 25 posted point-of-sale debit card transactions per month to a single checking- account. Transactions exclude refunds, credits, fees, pre-authorizations and ATM transactions.
Certificate of Deposit (CD). Minimum deposit for Certificate of Deposit (CD) is $500, with the exception of the Saver CD which requires a minimum deposit of $50 to open. APY = Annual Percentage Yield. Assumes interest is reinvested and the rate continues for a year. Certificate of Deposit interest is earned at the applicable term’s fixed rate until the Certificate of Deposit matures. Fees could reduce earnings on the account. Certificate of Deposit accounts are subject to substantial penalty for early withdrawal. Rates effective as of 05/02/2023.
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