Vehicle Service Contract

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Cover Unexpected Repair Costs

The factory warranty does not always cover the risks of vehicle ownership. For vehicles out of the factory warranty, repair cost exposure can be immediate. Our Vehicle Service Contract (VSC) plans offer long-term “exclusions only” coverage that has saved credit union members significant repair costs.

Our Vehicle Service Contract Plans

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Platinum VSC

Exclusions only coverage with unlimited Road Hazard Tire claims that pays retail cost for replacement tires.

The Platinum plan provides coverage for so many components that it’s instead easier to digest the small number of parts that are NOT covered, which include: brake shoes, belts, hose, tune-up items, exhaust and emission parts, safety restraint system, lighting, cosmetic and body parts, glass, and paint. Platinum coverage is available for vehicles 10 years old and newer having up to 100,000 odometer miles.
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Additional Benefits

All plans provide:

  • Nationwide Coverage
  • 24/7/365 Emergency Roadside Assistance
  • Rental Benefit based on repair cost as opposed to minimum labor hours
  • Unlimited Road Hazard Tire claims that pay retail cost for replacement tires
  • 60 Day Money-Back Guarantee
  • Transferable
  • Direct Claim Payments via Visa® or Mastercard®

Get Your Customized Quote

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Profit Payout

As a not-for-profit credit union, we return our profit to those who bank with us in many ways—like better rates, lower fees and our Profit Payout1. This year we gave back a record-breaking $9.5 million to our members. See how having insurance with us could help you grow your share.
Estimate Your Payout


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Green Insurance Agency

The CommunityAmerica Insurance Agency is committed to operating a sustainable, green business. To do our part in our community, we also contribute to a number of local environmentally friendly organizations.   
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Member Favorites

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Auto Loan

We put you in the driver’s seat. It’s time to find your next dream ride, at a great low rate.
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Boat/RV/Leisure

Looking for boats, RVs or ATVs? We can help with loans on all sorts of exploration vehicles.
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High Interest Savings

Grow your money faster at a rate of up to 5.00% APY2 on balances up to $2,500.
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See contract for complete details on the Extended Warranty Plans. Complete terms and conditions are contained within each Service Agreement. Plans are subject to change.

Insurance products may be sold through CommunityAmerica Insurance Agency, LLC, a wholly owned subsidiary of CommunityAmerica CUSO One, LLC and a licensed insurance agency in Missouri and Kansas. Insurance products:


Are Not Federally Insured

Involve Investment Risk

May Lose Value

Are Not Obligations or Guaranteed by the Credit Union