Accidental Death & Dismemberment (AD&D)
Accident Protection
Accidents can be devastating to a family’s finances. From covering daily expenses to hospital bills, AD&D insurance can help by providing cash benefits if you die or are severely injured in a covered accident. There is no medical exam required, no medical questions to answer and no waiting period to be covered.Members Can Get $1,000 of AD&D Coverage Paid for by CommunityAmerica
That’s right, as a CommunityAmerica member, you’re eligible for $1,000 of AD&D coverage at no cost to you1. In order to receive this benefit, you must proactively elect this coverage by enrolling online. Additionally, you have the ability to buy up to $300,000 of additional AD&D coverage by taking advantage of our low group rate.
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Life Insurance vs. AD&D
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Pays For
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AD&D
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Life
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Death Due to Illness
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Death Due to Old Age
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Death Due to Accident
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Death Due to Drunk Driving
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Death Due to Drug Overdose
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Loss of Finger or Limb
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Loss of Sight, Speech or Hearing
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Coma or Paralysis After Accident
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Typically, life insurance pays money to your beneficiary if you pass away from any cause — such as accident, illness or old age. AD&D primarily pays out if you pass away due to an accident, but it can also cover injuries.
Profit Payout*
We're Invested In YOU
"We used our Profit Payout to pay down our mortgage at CommunityAmerica so we could remove our mortgage insurance."
The Howard Family, members since 2018
Insurance products may be sold through CommunityAmerica Insurance Agency, LLC, a wholly owned subsidiary of CommunityAmerica CUSO One, LLC. Product availability may vary by state. Insurance products:
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Are Not Federally Insured |
Involve Investment Risk |
May Lose Value |
Are Not Obligations or Guaranteed by the Credit Union |