Accidental Death & Dismemberment (AD&D)
Accident Protection
Accidents can be devastating to a family’s finances. From covering daily expenses to hospital bills, AD&D insurance can help by providing cash benefits if you die or are severely injured in a covered accident. There is no medical exam required, no medical questions to answer and no waiting period to be covered.Members Can Get $1,000 of AD&D Coverage Paid for by CommunityAmerica
That’s right, as a CommunityAmerica member, you’re eligible for $1,000 of AD&D coverage at no cost to you1. In order to receive this benefit, you must proactively elect this coverage by enrolling online. Additionally, you have the ability to buy up to $300,000 of additional AD&D coverage by taking advantage of our low group rate.
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Life Insurance vs. AD&D
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Pays For
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AD&D
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Life
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Death Due to Illness
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Death Due to Old Age
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Death Due to Accident
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Death Due to Drunk Driving
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Death Due to Drug Overdose
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Loss of Finger or Limb
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Loss of Sight, Speech or Hearing
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Coma or Paralysis After Accident
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Typically, life insurance pays money to your beneficiary if you pass away from any cause — such as accident, illness or old age. AD&D primarily pays out if you pass away due to an accident, but it can also cover injuries.
Profit Payout*
We're Invested In YOU
As a member of our not-for-profit credit union, you're not just banking with us. You're earning with us. We reward those who bank with us in many ways - through competitive rates, low fees, and our annual Profit Payout. We've shared $110 million with our members over the past 14 years.
Insurance products may be sold through CommunityAmerica Insurance Agency, LLC, a wholly owned subsidiary of CommunityAmerica CUSO One, LLC. Product availability may vary by state. Insurance products:
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Are Not Federally Insured |
Involve Investment Risk |
May Lose Value |
Are Not Obligations or Guaranteed by the Credit Union |