Profit Payout

hero image

We Put People Ahead of Profit

As a not-for-profit credit union, we return our profit to those who bank with us in many ways—like better rates, lower fees and our Profit Payout*. This year we gave back a record-breaking $9.5 million to our members. That’s an average of $99 per qualifying household! We want to reward you for making us your financial go-to. That’s why the more products and services you have with us, the bigger your Profit Payout potential could be.

Estimate Your Payout

Profit Payout Eligibility

To get your share of Profit Payout, you need a product from at least three of the six categories listed below. And don’t forget – the higher your balances, loans or deposits, the greater your Profit Payout potential.

Piggy Bank with Coin Being Inserted Icon


Certificate (CD)
Money Market
Minimum combined balance of $1,000.

Maintain $1,000 balance for the last 30 days.
CommunityAmerica Card Icon


Credit Card

Requires 7 transactions a month.
Mobile Phone with Mobile App Icon


Online Banking
Mobile App
Direct Deposit

Money Icon


Vehicle Loan
Personal Loan
Secured Loan
Large House Icon


Home Equity
Stock Market Graphic, Piechart, and Dollar Sign Icon



Minimum IRA balance > $100.

Mahomes Debit Card

Get $200*

Score the card of Champions

Ever heard of a checking account that makes you proud to be a local? We love our Chiefs so much, we made an account worthy of fandom. When you flash your exclusive Chiefs Visa® Debit Card featuring MVP Patrick Mahomes, you’ll earn more than just admiration—you’ll also get 1% cash back on the first $500 of monthly purchases, and 15% off Chiefs gear at the Pro Shop.
Learn More About Chiefs Checking

Profit Payout Calculator

See how you could maximize your potential.

Estimate Your Payout

Hear From Our Members

Profit Payout FAQs

Member Favorites

Check with Pen Icon

Cashback Free Checking

Earn 1% cash back on the first $500 of monthly purchases3.
Learn More
Piggy Bank with Coin Being Inserted Icon

High Interest Savings

Grow your money faster at a rate of up to 5.00% APY4 on balances up to $2,500.
Learn More
Large House Icon


Our team of friendly local mortgage experts can help you get into your dream home.
Learn More