Profit Payout

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We Put People Ahead of Profit

As a not-for-profit credit union, we return our profit to those who bank with us in many ways—like better rates, lower fees and our Profit Payout*. In the past 12 years, we've returned $93 million to our members through Profit Payout. That’s an average of $92 per qualifying household! We want to reward you for making us your financial go-to. That’s why the more products and services you have with us, the bigger your Profit Payout potential could be.

Estimate Your Payout

Profit Payout Eligibility

To get your share of Profit Payout, you need a product from at least three of the six categories listed below. And don’t forget – the higher your balances, loans or deposits, the greater your Profit Payout potential.

CommunityAmerica Card Icon

Spend


Checking
Credit Card

Requires 7 transactions a month.

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Piggy Bank with Coin Being Inserted Icon

Save

 

Savings
Certificate (CD)
Money Market
Minimum combined balance of $1,000.
OR
Checking

Maintain $1,000 balance for the last 30 days.

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Mobile Phone with Mobile App Icon

Manage


Online Banking
Mobile App
Direct Deposit
Learn More
Money Icon

Borrow


Vehicle Loan
Personal Loan
Secured Loan

Learn More
Large House Icon

Live


Mortgage
Home Equity

Learn More
Stock Market Graphic, Piechart, and Dollar Sign Icon

Invest


Investment1
IRA
Insurance2

Minimum IRA balance > $100.

Learn More

Mahomes Debit Card

Get $200+

Score the card of Champions

Ever heard of a checking account that makes you proud to be a local? We love our Chiefs so much, we made an account worthy of fandom. When you flash your exclusive Chiefs Visa® Debit Card featuring MVP Patrick Mahomes, you’ll earn more than just admiration—you’ll also get 1% cash back on the first $500 of monthly purchases, and 15% off Chiefs gear at the Pro Shop.
Learn More About Chiefs Checking

Profit Payout Calculator

See how you could maximize your potential.

Estimate Your Payout

Hear From Our Members


Profit Payout Share

Tips to Maximize Your Payout

We want to make sure you know how to qualify and earn the largest payout possible with your accounts. So, we've highlighted a few areas that will ensure you are ready for Profit Payout Day 2025!
Learn More

Profit Payout FAQs