Profit Payout

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We Put People Ahead of Profit

As a not-for-profit credit union, we return our profit to those who bank with us in many ways—like better rates, lower fees and our Profit Payout*. In the past 12 years, we've returned $93 million to our members through Profit Payout. That’s an average of $92 per qualifying household! We want to reward you for making us your financial go-to. That’s why the more products and services you have with us, the bigger your Profit Payout potential could be.

Estimate Your Payout

Profit Payout Eligibility

To get your share of Profit Payout, you need a product from at least three of the six categories listed below. And don’t forget – the higher your balances, loans or deposits, the greater your Profit Payout potential.

CommunityAmerica Card Icon


Credit Card
Requires 7 transactions a month.

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Piggy Bank with Coin Being Inserted Icon



Certificate (CD)
Money Market
Minimum combined average balance of $1,000 for 30 consecutive days.



Minimum $1,000 balance for 30 consecutive days.

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Mobile Phone with Mobile App Icon


Online Banking
Mobile App
Direct Deposit
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Money Icon


Vehicle Loan
Personal Loan
Secured Loan

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Large House Icon


Home Equity

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Stock Market Graphic, Piechart, and Dollar Sign Icon



Minimum IRA balance > $100.

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Profit Payout Calculator

See how you could maximize your potential.

Estimate Your Payout

Hear From Our Members

Profit Payout Share

Tips to Maximize Your Payout

We want to make sure you know how to qualify and earn the largest payout possible with your accounts. So, we've highlighted a few areas that will ensure you are ready for Profit Payout Day 2025!
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Profit Payout FAQs