ScoreMore Loan

hero image

ScoreMore Loan can boost your credit and grow your savings at the same time.

ScoreMore Loan can boost your credit and grow your savings at the same time.

Call 913.905.7000
Patrick Mahomes with raised arms signaling touchdown.

Build Credit While Growing Your Savings

The ScoreMore LoanSM is a great option where you can to raise your credit score up to 60 points1 on average while also increasing your savings by $2531 on average. This unique loan requires no credit history and no cosigner to apply. You choose your loan amount from $500 to $3,000. Plus, you select your term length from 6 to 36 months. And everyone who is approved gets a low fixed rate of 3.99% APR1. We'll report your on-time monthly payments to the credit bureaus. In addition, your monthly payment will be added to your savings account. Once you’ve made your final payment, the money in the savings account is yours!

Call 913.905.7000

Find My Nearest Branch 

Here’s How it Works


Create a Plan That Works for You

Flexibility to choose your loan amount, term length and monthly payment.

Make Monthly Payments

Making all monthly payments as agreed could boost your credit score.

Payments Build Savings

Your monthly payments are  added to your savings account.
number 4

Get Savings After Last Payment

After your final payment, the savings account is unlocked, and the money is yours!

It’s Easy to Apply

No minimum credit score, no credit history and no cosigner needed.
Visit a branch near you or give us a call to get started.
Call 913.905.7000

ScoreMore Loan Benefits

Credit Score Dial Icon

Build Credit

Can increase credit scores by 60 points1 on average.
Piggy Bank with Coin Being Inserted Icon

Grow Savings

 Can increase savings balance by $2531 on average.
Magnifying Glass with Dollar Sign Icon

Set Your Budget

Choose your term length and monthly payment amount.
Percentage Character Icon

Fixed Low Rate

Enjoy a fixed, low interest rate of 3.99% APR1.

How is the ScoreMore Loan different?

Frequently Asked Questions