Student Checking

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Paying Students to Build Good Money Habits

Paying Students to Build Good Money Habits

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Building Good Money Habits Starts Here

Start your financial future off on the right foot with a checking account created specifically for high school and college students1. We make it easy to manage your money, with a free checking account that’s high on convenience, low on fees. Check out some of the advantages of opening a student checking account:
  • Free Visa® debit card
  • No minimum balance
  • No monthly service fee
  • No overdraft fees
  • Free first set of checks
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Student Checking Perks

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Easy Money Transfers

It's simple to make quick, secure digital payments between parents and teens
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Convenient 24/7 Access

Bank anytime, anywhere thanks to our Mobile App with a near-perfect rating.
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Say Goodbye to Fees

No monthly service fee, no overdraft fees and no minimum balance requirements.
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Free Instant-Print Debit Card

Get yours at any of our local branch locations, including our exclusive Kansas City Chiefs debit card!

Account Opening Made Easy

It only takes a few minutes to open your Student Checking account online.

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Manage Your Money On The Go

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Card Control

Know when and where your debit card is used with real-time alerts from CardValet®.
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Pay Friends

Easily and securely send money to friends and family with Zelle®.
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Digital Wallet

Make quick, secure payments right from your phone or smartwatch.
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Mobile Deposit

Deposit checks quickly by snapping a photo with our highly rated Mobile App.

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Start Building Your Credit

Our Starter Credit Card, also created with students in mind, can help you start building your credit score. Learn about credit basics and paying your bills on time and get rewarded along the way – up to $40 in cash back your first year2! Available for ages 18 and older, our Starter Credit Card features a low rate, opportunities to earn cash back and free credit monitoring and reporting.
Check It Out

High School student talking with a CommunityAmerica College & Career Planner.

College Planning Starts Here

If you’re thinking about college, there’s a lot of questions that may come to mind. Which school is the best fit? How much will it cost? What do I need to do to get there? But planning for college doesn’t have to be stressful, and should even be fun!

Our College & Career Planners can help you tackle challenging questions and guide you through the college planning process. Plus, it’s free to CommunityAmerica members!
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Profit Payout

We share our profit with those who bank with us. In the past 12 years, we've returned $93 million to our members through Profit Payout.*
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On the Go

Enjoy 24/7 access to your accounts with Online Banking and our top-rated Mobile App.
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