Student Checking

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Paying Teens $10 to Build Good Money Habits 

Paying Teens $10 to Build Good Money Habits 

No fees. No minimums. No overdrafts.
No fees. No minimums. No overdrafts.
Open Account

Your Financial Future Starts Here

Getting your first checking account is a big deal. To help students build good financial habits1, all students who open an account are invited to play our Money 101 Trivia Game2. As a bonus for learning, students will get $10 automatically deposited into their account. Money and knowledge for students, peace of mind for parents. Plus, this free checking account makes it easy to manage your money with tech-friendly tools including mobile check deposit, digital person-to-person payment and our highly rated Mobile App.

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Student Checking Perks

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Easy Money Transfers

It’s simple to make quick, secure digital payments between parents and teens.
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Convenient 24/7 Access

Bank anytime, anywhere thanks to our Mobile App with a near-perfect rating.
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Say Goodbye to Fees

No monthly service fee, no overdraft fees and no minimum balance requirement.
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Free Debit Card Instantly

Get yours at any of our branch locations, including our exclusive Kansas City Chiefs debit card!

It’s Easy to Open an Account

It only takes a few minutes to open your free student checking account online.
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Manage Your Money On The Go

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You’re in Control

Know when, where and how your card is used with balance and spending alerts.
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Set Your Limits

You’ll have the ability to set purchase limits for your account with CardValet®.
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Free ATM Transactions

No surcharges at the nearly 30,000 ATMs in our nationwide CO-OP Network.
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Mobile Check Deposit

Deposit checks quickly by snapping a photo with our highly rated Mobile App.

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Start Building Your Credit

Our Starter Credit Card, also created with students in mind, can help you start building your credit score. Learn about credit basics and paying your bills on time and get rewarded along the way – up to $40 in cash back your first year3! Available for ages 18 and older, our Starter Credit Card features a low rate, opportunities to earn cash back and free credit monitoring and reporting.
Check It Out

High School student talking with a CommunityAmerica College & Career Planner.

College Planning Starts Here

If you’re thinking about college, there’s a lot of questions that may come to mind. Which school is the best fit? How much will it cost? What do I need to do to get there? But planning for college doesn’t have to be stressful, and should even be fun!

Our College & Career Planners can help you tackle challenging questions and guide you through the college planning process. Plus, it’s free to CommunityAmerica members!
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Profit Payout

We share our profit with our members. This year we gave back $9 million4.
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On the Go

Take us with you with our Online Banking platform and top-rated Mobile App.
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