Hospital Accident Protection (HAP)
Coverage in Case of a Hospital Stay
Defray the cost of an accident-related injury with Hospital Accident Protection (HAP). This supplemental coverage pays a daily cash benefit to you while you are in the hospital due to an accident.
How Accident Insurance works:
- Accident insurance pays in addition to any other insurance you may have
- Acceptance is guaranteed for CommunityAmerica members age 18 and over
- No medical exam or health questions required
- 60-day, 100% money-back guarantee1
- Your choice of hospital
- You may use the money however you wish
Coverage includes:
- $1,800 a day cash benefit – up to 365 days of intensive care
- $900 a day cash benefit – up to 365 days of hospital confinement
- $450 per emergency room treatment
Get Your Customized Quote
Profit Payout*
Investing in YOU by sharing our profits.
As a not-for-profit credit union, we return our profit to those who bank with us in many ways – like competitive rates, low fees, and our annual Profit Payout. See how much you may be able to earn through our long-standing annual give-back, where we’ve returned $100 million to members over the past 13 years.
For joint accounts, signator will be primary insured person. Must be age 18 or older. Confinement benefits reduce by 50% at age 65, and reduce to 25% at age 75. Outpatient Emergency Room benefits do not reduce due to age.
Insurance products may be sold through CommunityAmerica Insurance Agency, LLC, a wholly owned subsidiary of CommunityAmerica CUSO One, LLC and a licensed insurance agency in Missouri and Kansas. Insurance products:
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Are Not Federally Insured |
Involve Investment Risk |
May Lose Value |
Are Not Obligations or Guaranteed by the Credit Union |
