Bayer Members: Welcome to the Family

Mortgage Offer. Limited time offer and only valid on one new or externally refinanced mortgage loan per member. All loans are subject to approval. Offer expires on 12/31/2022. Must be a former member of Bayer Credit Union. The $200 offer will appear as a lender credit on the final closing disclosure for the mortgage.

Auto Refinance Offer. Rates and o­ffers current as of 06/22/2022 and are subject to change. The vehicle refinance $200 bonus is eligible on loan amounts of $10,000 and greater and must be refinanced from another institution. Valid on vehicle applications starting from 04/01/2022 to 12/31/2022. Purchases, cash out refinances and existing CommunityAmerica Credit Union loans are not eligible for this promotion. Minimum loan amount required is $10,000. All loans and rates are subject to credit and underwriting guidelines and approval. The loan’s first scheduled payment must be made to be eligible for the $200 bonus. The bonus will be deposited to the members membership share savings account within 60 days after the first scheduled payment is made. If at any point your loan is past due more than 30 days, you will forfeit your eligibility from this o­ffer. CommunityAmerica may discontinue or change the promotion at any time. Other restrictions may apply. APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Rates quoted assume excellent borrower credit history. Refinancing your loan with CommunityAmerica Credit Union does not guarantee lower interest rates or monthly payments. The rate you receive on your loan will be the rate in effect at the time of loan disbursal. For used vehicles, maximum used car loan advance will be determined by CommunityAmerica using a NADA value. Refinance Loan Payment Example: $20,000 at 3.94% APR; 36 monthly payments of approximately $590.95. APR as low as 3.94% APR available, subject to credit approval. Programs, offers, rates, terms and conditions are subject to change and expiration without notice and vary based on creditworthiness, qualifications, collateral, and loan terms. This is a limited time offer. The credit may be reported as income on IRS Form 1099-MISC.

Credit Card Offer. Applications are subject to approval. Valid promo code must be included on application. This offer is valid through 12/31/2022. You will receive 20,000 bonus points with this bonus offer, which can be redeemed for $200 cash back, when you spend $2,000 on purchases in the first 90 days from account opening of the VISA® Signature Credit Card. Cash back is applied as a statement credit. "Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, interest, unauthorized or fraudulent charges, and fees of any kind. Points deducted if purchase returned. If you earn the 20,000 bonus points when you spend $2,000 in purchases within 90 days of account opening, please allow up to 6-8 weeks for bonus points to post to your account. Existing or previous cardholders may not be eligible. Account must be open and not in default at the time of fulfillment.

Wealth Management by CommunityAmerica. Securities and advisory services offered through Copper Financial Network, LLC (“CuFi”), Member FINRA/SIPC. CuFi is a SEC registered investment adviser. CuFi is a wholly-owned subsidiary of CommunityAmerica Credit Union. Wealth Management by CommunityAmerica is a marketing name used by CuFi. For important disclosures from CuFi, including our Form CRS, please visit here. Investment and insurance products, including annuities: