Empower Blog

Friends having fun celebrating Independence Day
June 30, 2021

Tips For a Stress-Free and Frugal Fourth of July

Holidays, Money Management
I’m not too sure how Independence Day is already this weekend, but I’m not complaining. Three-day weekends are always a good excuse for an impromptu party and when that extra day of fun and relaxation appears on the calendar thanks to the Fourth of July, it’s absolutely cause for celebration – especially considering we did not get to properly celebrate last year. You don’t have to plan a big, elaborate party to get the gang together; a last-minute Independence Day celebration – from yard games to cocktails – can be done on the fly without breaking the bank. And a little frugality can turn the celebration of our independence into greater financial independence over time.

Set the Table

On the Fourth of July, the best seat in the house isn’t even in the house – its outdoors. The backyard is an ideal location for an Independence Day get-together. If you don’t have a backyard, or somewhere big enough to accommodate all of your friends and family, take advantage of the numerous, beautiful parks throughout the Kansas City area. It does not matter where the party is, as long as you are all there celebrating together it is sure to be a good time.

If you are hosting your gang’s Fourth of July party this year, I would absolutely recommend going the potluck route. On top of taking some of the party-hosting pressure off of you as you save yourself the hassle of cooking for and cleaning up after all of your guests, a potluck also ensures that everyone has something they will enjoy on the table! You could also ask that your guests BYOM (Bring Your Own Meat), you’ll just need to fire up the grill and provide some sides. Easy side dishes like pasta salad or grilled corn on the cob are always crowd pleasers, and are easy on the wallet, too. Of course, you’ll want something to wash down all of this summertime goodness, which brings me to my next point.

Fruit-Flavored Fireworks

A cool drink on a hot, summer day is a thing of beauty. Every party needs that signature drink, and a quick google search will lead you down a rabbit hole of endless recipes! For awesome looking layered drinks, pay attention to the sugar content. The drink with the most sugar should be your bottom layer and you will build up from there. Try cranberry-apple juice, white Sobe Piña Colada, and blue G2 Gatorade for the kids. This is a hit in our house for any summer party! For the kids over 21, try ½-part grenadine, 1-part vodka, and 1-part Blue Curaçao. For an added touch, serve these cool cocktails in existing glasses you have or mason jars (which can be bought for less than a dollar per jar) and garnish with a skewered stack of cut strawberries, bananas, and blueberries.

Oh Say Can You See

Decorating for the Fourth of July is as easy as red, white, and blue — and keeping you in the black. No doubt you already have these popular, primary colors in your cabinet or pantry. Use standard red party cups, white napkins, and a bit of blue ribbon, and you’ve got a themed place setting. You can even include festive, easy-to-make pinwheels for your little ones. These aren’t the only patriotic printables you can find online. Free banners, signs, and even photo booth props are available on the web, too. If you would rather purchase your decorations rather than take the DIY route, your local Dollar Store or Walmart should be fully stocked with all things Independence Day.

For outdoor decorations, put the kids to work beautifying the driveway. Offer a bucket of sidewalk chalk or bust out the cornstarch and make your own sidewalk chalk paint. While you’re waiting for the sun to set and fireworks to start, pass out glow sticks. They’re a great way to keep little ones entertained while the big kids (aka the parents) get the fireworks set up.

Fourth of July might be the easiest, least expensive holiday to throw a party for – as long as you choose not to go overboard with the fireworks. A backyard potluck with your family and friends is sure to make for an Independence Day celebration that is well deserved after this past year. And if throwing a Fourth of July party is not in the books for your family this year, do not worry – there are plenty of Independence Day activities happening all around the city. There is sure to be something fun out there for the whole family to enjoy this Fourth of July. Have a fun, patriotic, and SAFE Independence Day, everyone!
Was This Article Helpful?
0 of 0 people found this article helpful
About the Author
Kat Hnatyshyn

Indirect Lending Program Director

Kat Hnatyshyn currently serves as the Indirect Lending Program Director at CommunityAmerica Credit Union, overseeing the program and our partnership with approximately 160 auto and Harley Davidson dealerships throughout the Kansas City metro. This partnership gives CommunityAmerica members a smooth auto buying experience by allowing them to finance their vehicle through us, directly from the dealership.