Ann Arbor Branch - Restricted Access

Ann Arbor, MI, Personal and Business Credit Union

Ann Arbor runs on big ideas. The University of Michigan fills the city with researchers, students, and Saturday crowds at the Big House, while a deep tech and mobility corridor keeps the brainpower close to Detroit's auto industry. Toyota chose Ann Arbor decades ago for exactly that reason, and its North American R&D team on Woodridge Avenue helps engineer the company's future of mobility.

CommunityAmerica is a not-for-profit credit union, which means we answer to members, not investors. Our Ann Arbor branch is located on the Toyota Motor North America R&D campus on Woodridge Avenue, so day-to-day branch service is reserved for team members on site. Everyone across Washtenaw County can join and bank with us online, through our mobile app, and at more than 30,000 co-op ATMs and shared branches nationwide.

Personal Banking Services at Our Ann Arbor Credit Union

Membership opens the door to a full lineup of personal banking services built around how people in Washtenaw County actually live. That means checking and savings accounts, borrowing options, digital tools, and an exclusive credit card offer that rewards the spending you're already doing. Open an account online, give us a call, or connect through the app today!

Personal Savings and Checking Accounts in Ann Arbor

A good checking account fits a full calendar. Our checking accounts come loaded with cash-back rewards on debit purchases, mobile banking, digital payments, and Zelle for fast, easy transfers. Add a high-interest savings account, and your balance grows steadily whether you're at the lab, downtown on State Street, or walking the Huron River trails. Open your accounts online in minutes!

Student Loans Near the University of Michigan

Go Blue! The University of Michigan anchors one of the country's great college towns, and CommunityAmerica is proud to support students across the region. When tuition outpaces what scholarships and aid can cover, our student loans in Ann Arbor are built to close that gap with flexible terms and a team that will walk you through every option.

Ann Arbor Mortgages and Home Equity Loans

Ann Arbor's housing market stays competitive because so many people want to live here. The university, the research economy, and walkable neighborhoods near downtown keep demand high through every cycle. CommunityAmerica's mortgage team knows this market, and we're ready to guide buyers and current homeowners from the first conversation all the way to closing day.

Conventional Mortgages, VA Loans, and FHA Loans

Ann Arbor's market demands the right financing, and our mortgage products are built to deliver it. CommunityAmerica offers conventional loans for qualified borrowers, VA loans for eligible veterans and service members, and FHA loans for those who meet the requirements. Our specialists will help you evaluate your options and land on the right one. Check our current mortgage rates or connect with one of our home lending specialists to get started!

Home Equity Loans and Home Equity Lines of Credit (HELOC)

Homeowners in Ann Arbor sit on real equity in one of Michigan's strongest markets, and that number may be larger than you think. Our home equity loans and home equity lines of credit (HELOC) give you access to that value at competitive rates, with the flexibility to use it for renovations, debt consolidation, or any major expense on your horizon. Connect with our home lending team to find out what you may be able to access.

Business Banking Services and Business Loans in Ann Arbor

Ann Arbor's economy blends research, mobility startups, health care, and the small businesses that keep downtown humming. CommunityAmerica is built to serve businesses across that range. We offer business checking and savings accounts, business loans, SBA loans, lines of credit, business credit cards, and cash management services, with support from a team that understands the ground you operate on.

Ann Arbor Wealth Management and Money Market Services

A city this driven attracts people who think carefully about the long term. CommunityAmerica's wealth management and investment services help Ann Arbor residents and business owners build strategies grounded in their real goals, never a one-size-fits-all template.

Wealth Management Accounts & Products

Our advisors invest the time to understand your goals before building anything, because strategy without context is guesswork. Whether you're focused on retirement, saving for a child's education, working through estate planning, or exploring trust services, we build a strategy around your life. We work with individuals, families, and business owners at every stage.

Investment products are not NCUA-insured and may lose value.

Money Market Accounts and Share Certificates (Certificates) in Ann Arbor

Not every savings goal calls for market risk. A money market account or share certificate can be a smart, lower-risk way to earn more than a standard savings account, with competitive rates and terms you control. Our team can help you align the right savings vehicle with your timeline and risk tolerance.

Become a Member of Our Ann Arbor Credit Union Today

Ann Arbor has always valued substance over flash, and CommunityAmerica operates the same way. Every year we perform well, our members see the benefit through competitive rates, lower fees, and our annual Profit Payout program. Over the past 14 years, we've returned more than $110 million to members. Membership travels with you through online and mobile banking, more than 30,000 co-op ATMs, and shared branches nationwide.

Explore the advantages of CommunityAmerica membership and see what a different kind of banking relationship can do for your financial future. Find your nearest shared branch or ATM, explore our other CommunityAmerica locations, or become a member online today!