Concord Branch - Coming Soon

Concord, CA, Personal and Business Credit Union

Concord was founded as Todos Santos in 1869, and the city has been building its own identity ever since. Dave Brubeck was born here, the Concord Jazz Festival has drawn crowds since 1969, and the Taco Trail has turned the city's Mexican restaurant culture into a regional institution. Mount Diablo anchors the eastern skyline, and the largest city in Contra Costa County has always carried that distinction with a genuine sense of place.

CommunityAmerica is a not-for-profit credit union, which means earnings go back to members rather than outside investors. That keeps rates competitive, fees low, and our focus on what matters most. Our bank in Concord, CA, is located on 2nd Street near the Concord BART station, making us a convenient stop whether you're a longtime homeowner, a new transplant, or a business owner working the Willow Pass corridor.

Personal Banking Services at Our Concord Credit Union

Our Concord bank branch on 2nd Street gives East Bay residents access to a full suite of personal banking services. That means checking and savings accounts, borrowing options, digital tools, and an exclusive credit card offer that rewards the spending you're already doing. Visit us, give us a call, or contact us online today!

Personal Savings and Checking Accounts in Concord

Managing your money should never feel like a second job. Our checking accounts come loaded with cash-back rewards on debit purchases, mobile banking, digital payments, and Zelle for fast transfers. Add a high-interest savings account, and your money builds up steadily whether you're grabbing lunch on Todos Santos Plaza or hiking the trails at Lime Ridge. Come in to open your accounts or get started online today!

Student Loans Near Diablo Valley College

Diablo Valley College is one of the most respected community colleges in Northern California, with transfer rates to UC and CSU campuses that speak for themselves. When grants, scholarships, and federal aid don't create a path forward, our student loans in Concord are built to get you there with flexible terms and a team that will walk you through every option.

Concord Mortgages and Home Equity Loans

Concord gives buyers more value per square foot than almost anywhere else in the East Bay. Midcentury homes in neighborhoods like Dana Estates and Monte Gardens draw families who want tree-lined streets and strong schools. The hillside neighborhoods closer to Clayton offer views and space that would cost twice as much in Walnut Creek. CommunityAmerica's mortgage team knows this market, and we're ready to guide you through the entire process.

Conventional Mortgages, VA Loans, and FHA Loans

Concord's range of neighborhoods means buyers come to the table with very different goals, and our mortgage options are built to reflect that. CommunityAmerica offers conventional loans for qualified borrowers, FHA loans for those who meet the requirements, and VA loans for eligible veterans and service members. Check our current mortgage rates or reach out to one of our home lending specialists to find a fit!

Home Equity Loans and Home Equity Lines of Credit (HELOC)

Concord homeowners who have held on through the years have built up real equity in a market that continues to attract new buyers. Our home equity loans and home equity lines of credit (HELOC) give you access to that value at competitive rates with the ability to put it toward renovations, debt consolidation, or other major expenses on your horizon. Talk to the team at our 2nd Street bank branch in Concord to find out what’s possible.

Business Banking Services and Business Loans in Concord

Concord is Contra Costa County's commercial center, with a business economy that spans corporate offices along Willow Pass Road, family-owned restaurants anchoring the Taco Trail, and a growing tech sector drawing talent from across the East Bay. CommunityAmerica is built to serve it all. We offer business checking and savings accounts, business loans, SBA loans, lines of credit, business credit cards, and cash management services with support from a local team that understands this market.

Concord Wealth Management and Money Market Services

Concord attracts people who want Bay Area access without Bay Area prices, and the financial decisions that follow from that tend to align. CommunityAmerica's wealth management and investment services help Concord residents and business owners build strategies grounded in their actual goals.

Wealth Management Accounts & Products

Our financial advisors in Concord prioritize understanding what you've built and where you want to go before recommending anything. Whether you're focused on retirement, working through estate planning, saving for a child's education, or exploring our trust services, we build a strategy around what you are working toward with steps to get you there. We work with individuals, families, and business owners at every stage of life.

Investment products are not NCUA-insured and may lose value.

Money Market Accounts and Share Certificates (Certificates) in Concord

The same intentional thinking that attracts people to Concord applies to savings, too. A money market account or share certificate offers a smart, lower-risk way to earn more than a standard savings account with competitive rates and terms you control. Our team can help you find the right fit for your timeline and goals.

Become a Member of Our Concord Credit Union Today

Concord is the kind of city that rewards loyalty, and CommunityAmerica operates the same way. Every strong year we have goes back to members through competitive rates, lower fees, and our annual Profit Payout program. Over the past 14 years, we've returned more than $110 million to members. That’s what it looks like to have a financial institution who is genuinely on your side.

Discover the advantages of CommunityAmerica membership and learn what a different kind of banking relationship can do for your financial future. Visit our 2nd Street bank branch in Concord, explore our other CommunityAmerica locations, or become a member online today!