Georgetown Branch - Coming Soon

Georgetown, KY, Personal and Business Credit Union

Georgetown has been a Toyota town since 1986, when Toyota Motor Manufacturing Kentucky opened here as the company's first wholly owned plant in the United States. The Scott County seat sits inside the golden triangle of Lexington, Louisville, and Cincinnati, about fifteen minutes up I-75 from downtown Lexington. Between the Kentucky Horse Park, Old Friends, and a Victorian downtown built around Royal Spring, this is a place people settle into for the long haul.

CommunityAmerica is a not-for-profit credit union, which means we answer to members, not investors. The result is better rates, lower fees, and a financial partner with a real stake in what you're building. Our bank in Georgetown, KY, sits on Cherry Blossom Way, an easy stop whether you work at the plant, study at Georgetown College, or run a business downtown.

Personal Banking Services at Our Georgetown Credit Union

Our Cherry Blossom Way branch gives Georgetown residents a full lineup of personal banking services built for real schedules. That means checking and savings accounts, borrowing options, digital tools, and an exclusive credit card offer that rewards the spending you're already doing. Stop in, give us a call, or contact us online today!

Personal Savings and Checking Accounts in Georgetown

A good checking account stays out of your way. Our checking accounts come loaded with cash-back rewards on debit purchases, mobile banking, digital payments, and Zelle for easy transfers. Add in a high-interest savings account, and your balance grows quietly in the background, whether you're on the line at the plant or walking Main Street on a Saturday. Come in to open your accounts or get started online today!

Student Loans Near Georgetown College

Georgetown College has been educating Scott County students since 1829, and CommunityAmerica is proud to be a financial partner for the community around it. When grants, scholarships, and federal aid fall short, our student loans in Georgetown are built to close that gap with terms that fit where you are right now. Our team will walk you through every option and help you find the right fit.

Georgetown Mortgages and Home Equity Loans

Homeownership in Georgetown means joining a market that Toyota and the horse economy have kept steady for decades. Strong schools, an easy commute to Lexington, and that small-town downtown keep demand consistent year after year. CommunityAmerica's mortgage team knows this corner of the Bluegrass, and we're ready to guide buyers and current homeowners from the first conversation all the way to closing day.

Conventional Mortgages, VA Loans, and FHA Loans

No two buyers walk in with the same goals, and our mortgage options are built to match. CommunityAmerica offers conventional loans for qualified borrowers, VA loans for eligible veterans and service members, and FHA loans for those who meet the requirements. Our team will walk you through every option and help you land on the right one. Check our current mortgage rates or reach out to one of our home lending specialists to get started!

Home Equity Loans and Home Equity Lines of Credit (HELOC)

Longtime owners in Scott County have built real equity in a market that keeps appreciating. Our home equity loans and home equity lines of credit (HELOC) give you access to that value at competitive rates, with flexibility for renovations, debt consolidation, or another major expense. Talk to our Cherry Blossom Way team to find out what you may be able to access.

Business Banking Services and Business Loans in Georgetown

The Toyota plant anchors an economy of suppliers, contractors, and downtown shops that keep Georgetown busy all year. CommunityAmerica is built to support every layer of it. We offer business checking and savings accounts, business loans, SBA loans, lines of credit, business credit cards, and cash management services, all backed by a local team that understands what running a business in this market actually takes.

Georgetown Wealth Management and Money Market Services

A community that plans for the long haul deserves financial guidance that does the same. CommunityAmerica's wealth management and investment services help Georgetown residents and business owners build strategies grounded in their real goals, not a template pulled off a shelf.

Wealth Management Accounts & Products

Our advisors sit down with you before recommending anything because a good plan starts with the full picture. Whether you're focused on retirement, saving for a child's education, working through estate planning, or exploring trust services, we map out a strategy that fits your life. We work with individuals, families, and business owners at every stage.

Investment products are not NCUA-insured and may lose value.

Money Market Accounts and Share Certificates (Certificates) in Georgetown

Not every savings goal calls for market risk. A money market account or share certificate can be a smart, lower-risk way to earn more than a standard savings account, with competitive rates and terms you control. Whether you have a short window or a longer horizon, our team can help you find the right fit.

Become a Member of Our Georgetown Credit Union Today

Georgetown rewards people who think long-term, and CommunityAmerica is built the same way. Every year we perform well, our members see the benefit through competitive rates, lower fees, and our annual Profit Payout program. Over the past 14 years, we've returned more than $110 million to members. That's how we actually operate.

Explore the advantages of CommunityAmerica membership and see what a different kind of banking relationship can do for your financial future. Visit our Cherry Blossom Way branch in Georgetown, explore our other CommunityAmerica locations, or become a member online today!