Welcome, Four Points Members

A new chapter together.

Four Points Federal Credit Union is now part of CommunityAmerica Credit Union.

Together, we’re building on more than 90 years of trusted service with greater financial strength, more resources and more ways to support your financial well-being. Before the end of the year, our operations and systems will be fully integrated. Until then, Four Points will continue operating as it does today while our teams work together to make the transition as smooth as possible.

What to expect

Continue using your current accounts, cards, and digital banking as you do today.
Your branches will remain open and continue operating as they do today.
You'll continue to see the same familiar faces and receive the personal service you know and trust.
There is no action you need to take until we contact you with next steps.

This page will be updated as new information becomes available.

More support for your financial future.

More convenience.

More than 70 branch locations and 37,000+ ATMs nationwide, and convenient online and mobile banking.

Free financial coaching.

One-on-one guidance to help with budgeting, saving, credit, debt, homebuying and planning for what comes next.

More ways to bank and borrow.

Checking, savings, money market accounts, share certificates, credit cards, auto loans, and mortgage solutions to fit where you are in your financial journey.

Resources for what's ahead.

Financial education and events, college and career planning, wealth management, investing solutions, and business banking and financing.

Invested in our communities.

Community is more than part of our name - it’s central to who we are. We’re proud to support the people and organizations that help our organizations thrive, and we’re committed to continuing to invest in Omaha and the surrounding communities.

Profit Payout*

Investing in YOU by sharing our profits.

As a not-for-profit credit union, we return our profit to those who bank with us in many ways – like competitive rates, low fees, and our annual Profit Payout. See how much you may be able to earn through our long-standing annual give-back, where we’ve returned $100 million to members over the past 13 years.

Estimate Your Payout

What is changing?

As of September 1, 2026, Four Points Federal Credit Union legally merged with CommunityAmerica Federal Credit Union. Four Points will continue operating as it does today while the organizations prepare to fully integrate operations and systems before the end of the year.

What do I need to do right now?

For now, continue using your Four Points accounts, cards and digital banking as usual.

We encourage you to review and update your contact information now to help ensure you receive important updates about the transition. We’ll keep you informed before any other action is needed.

When will Four Points accounts and systems move to CommunityAmerica?

Four Points operations and systems are expected to be fully integrated into CommunityAmerica before the end of 2026. We’ll contact you with exact timing and any steps you need to take.

Will my account number, routing number or checks change?

Continue using your existing account information and checks for now. If anything changes, we’ll send clear instructions before you need to take action.

What will happen to my Four Points loans and other products?

Continue making payments and managing your products as you do today. We’ll provide details about any changes as part of the transition communications.

How will I receive updates?

We’ll contact you directly with important information and keep this page updated. To protect your information, we will never ask you to share passwords, PINs or one-time access codes by email, text or phone.

Who can I contact with questions?

For now, contact or visit Four Points as you normally would.

*Profit Payout. Dividend is discretionary and approved annually by CommunityAmerica’s Board of Directors. The average profit payout received in 2026 was $71, members with a mortgage received an average of $264. Dividend is not guaranteed and may vary based on criteria established by CommunityAmerica Credit Union and the total amount allocated by the Board of Directors each year. Not everyone receives a dividend and member must be in good standing and meet other criteria on processing date to qualify. Dividends are reported to IRS and a 1099 form will be issued at year-end. Any applicable taxes are the responsibility of recipient. Names, photos and amounts used in testimonials reflect real customer experiences but may have been edited for clarity and length.