how to earn cash back

How to Earn Cash Back

Use Your Debit Card

You get 1% cash back¹ on the first $500 you spend every month. Swipe your card on all things big and small, so that from candy bars to tanks of gas to the latest smartphone, you’re getting money back into your pocket. If you’re enrolled in Direct Deposit, you need 15 transactions a month to qualify for your cash back; if you’re not enrolled in Direct Deposit, you need 25 transactions a month to qualify for your cash back.

Sign Up for Online Banking

Click the login box in the top right corner of the screen.
Choose the First-Time User link in the login box.
Register using your Member Number and PIN, which should have been included in your welcome letter.

For assistance, please contact us at 866.272.2228.

Enroll in eStatements

Log into Online Banking.
On your account home screen, select the final tab called “Statements/Notices.”
Select “eStatement enrollment” from the dropdown under “Statements/Notices.”
Click the red “GET PDF CODE” – make sure you have a PDF reader installed.
Copy and paste your 8 digit code into the text box and click “Submit.”

Start Direct Deposit

You can fill out our Direct Deposit form to arrange to transfer direct deposits to your new checking account. Complete and submit this form to your employer for direct deposit into your new CommunityAmerica account.

Our routing number is 301081508.

Your account number can be found:

On your checks
In your Online Banking dashboard
With a branch associate
By calling 913.905.7000

You can also call 913.905.7000 and we can help you set up your Direct Deposit.

If you receive Social Security payments, call 800.772.1213 to make the switch.

Chiefs/Cashback Free Checking. Earn 1% cash back, up to $5 per month, on monthly point-of-sale debit card transactions posted to a Chiefs Checking account or a Cashback Checking account when ‘Qualifications for cash back’ are met. Qualifications must be met under a single membership account on the day before the last day of the month to receive benefits for that same month. Cash back will be deposited into the Chiefs Checking or Cashback Free Checking account by the 5th calendar day following the month qualifications are met. Cash back will not be calculated for month(s) in which the qualifications are not met. Cash back earnings rate accurate as of 03/01/2021 and may change without notice after account opening. Contact us at 800.892.7957 to find out the current cash back rates. This account requires eStatements to avoid conversion to different checking product not eligible for cash back. Limit one Chiefs Checking or Cashback Checking account per membership account number. Business accounts not eligible for this product. Cannot be opened in conjunction with Premier, Interest, Investors, Loan Advantage or Cashback Free Checking. Qualifications for cash back: The membership account number tied to the Chiefs Checking or the Cashback Checking account must complete the following: Enrolled in eStatements; Monthly direct deposit of at least $250 posted to one deposit-suffix; 15 posted point-of-sale debit card transactions per month to a single checking-suffix; OR Enrolled in eStatements; 25 posted point-of-sale debit card transactions per month to a single checking-suffix. Transactions exclude refunds, credits, fees, pre-authorizations and ATM transactions.