Loan Payments

Making Loan Payments Easier

When it comes to paying down debt, we believe making your payments should be hassle-free. That’s why we have several convenient ways for you to make your CommunityAmerica loan payment, whether it’s from your CommunityAmerica account or another financial institution.

CommunityAmerica Online Banking & Mobile App

Make simple, secure payments by logging in to your account through Online Banking or our Mobile App.

Transfer between your CommunityAmerica accounts:

Easily transfer funds for free from your preferred deposit account to the loan account. You can take it one step further by checking the “Repeat Transfer” option, which allows you to choose when to automatically make this payment again.

Transfer from another financial institution:

You can also transfer funds from another financial institution for free. In Online Banking, simply select “Money Transfers” from the main menu, then from the dropdown menu, select “Make External Loan Payment”. In the Mobile App, look for the “Make External Loan Payment” feature behind the “More” button.

Online (Includes Fee)

Go Online

If you are not enrolled in Online Banking, you can make a payment using a debit card or account withdrawal (ACH). Note: $2 fee for debit card or account withdrawal.

Make a Loan Payment
Want to avoid the fee? Enroll in Digital Banking.

Phone

Give Us a Call

Call us at 800.892.7957, and we’d be happy to assist you in making a payment.

Our Contact Center is open every Monday–Friday from 7:00am–7:00pm CST, and on Saturdays from 9:00am–2:00pm CST, except for the following holidays: New Year’s Day, Martin Luther King, Jr. Day, Presidents’ Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans’ Day, Thanksgiving Day & Christmas Day.

Branch

Visit Us In Person

Come see us at any of our branch locations to make a payment via cash, check or debit card. Visit our locations page to find the address and hours most convenient for you.

Note: We cannot take payments via email.

U.S. Mail

You can also mail in a check, but do not mail cash. Please note that while this payment will be processed immediately upon our receipt, CommunityAmerica is not responsible for lost days due to USPS transit. See a list of payment addresses and make sure to mail your payment at least three days prior to the due date.

Member Favorites

Profit Payout

We share our profit with those who bank with us. In the past 13 years, we've returned over $100 million to our members through Profit Payout.*

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High Interest Savings

Grow your money faster at a rate of up to 5.00% APY² on balances up to $2,500.

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Life Insurance

We can help you find the right policy to set your loved ones up for financial security³.

Learn More

2 High Interest Savings. APY=Annual Percentage Yield and assumes interest is reinvested and the rate continues for a year. The APY is variable and may change after the account is opened. You must maintain the minimum daily balance required to obtain the applicable APY. Fees could reduce earnings on the account. First Tier: 5.00% APY from $1.00 - $2,500, if First Tier qualifications are met. Second Tier: 0.03% APY on $2,500.01 or more, and on balance if First Tier qualifications are not met. The account requires a $1 minimum opening deposit. First tier APY is conditional on meeting the following requirements on the day before the last day of the month to receive benefits for that same month: enrollment in eStatements; monthly direct deposit of at least $250 posted to one deposit account; 15 posted point-of-sale debit card transactions per month to a single checking account tied to the membership; OR enrollment in eStatements and 25 posted point-of-sale debit card transactions per month to a single checking account tied to the membership. Transactions exclude refunds, credits, fees, pre-authorizations and ATM transactions. Each statement period that conditions are met after the account is opened, First Tier APY will be applied at the end of the statement period. If qualifications are not met, First Tier APY will discontinue and revert to the credit union’s base rate for Savings accounts until conditions are met. Due to compounding, interest earned may push balances into next rate tier, causing an APY change. If Checking account relationship is terminated or becomes inactive, First Tier APY will discontinue and revert to the credit union’s base rate for Savings accounts until conditions are met. Limit one High Interest Savings or Delta Savings account per member. Rates effective as of 6/16/2025.

3 Life Insurance. Insurance products may be sold through CommunityAmerica Insurance Agency, LLC, a wholly owned subsidiary of CommunityAmerica CUSO One, LLC and a licensed insurance agency in Missouri and Kansas. Insurance products:

Are Not Federally Insured

Involve Investment Risk

May Lose Value

Are Not Obligations or Guaranteed by the Credit Union

Loan Payments

Making Loan Payments Easier

Five Ways to Make Your Loan Payments:

CommunityAmerica Online Banking & Mobile App

Transfer between your CommunityAmerica accounts:

Transfer from another financial institution:

Online (Includes Fee)

Go Online

Phone

Give Us a Call

Branch

Visit Us In Person

U.S. Mail

U.S. Mail

Member Favorites

Profit Payout

High Interest Savings

Life Insurance

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