When it comes to paying down debt, we believe making your payments should be hassle-free. That’s why we have several convenient ways for you to make your CommunityAmerica loan payment, whether it’s from your CommunityAmerica account or another financial institution.
Five Ways to Make Your Loan Payments:
Make simple, secure payments by logging in to your account through Online Banking or our Mobile App.
Transfer between your CommunityAmerica accounts:
Easily transfer funds for free from your preferred deposit account to the loan account. You can take it one step further by checking the “Repeat Transfer” option, which allows you to choose when to automatically make this payment again.
Transfer from another financial institution:
You can also transfer funds from another financial institution for free. In Online Banking, simply select “Money Transfers” from the main menu, then from the dropdown menu, select “Make External Loan Payment”. In the Mobile App, look for the “Make External Loan Payment” feature behind the “More” button.
Go Online
If you are not enrolled in Online Banking, you can make a payment using a debit card or account withdrawal (ACH). Note: $2 fee for debit card or account withdrawal.
Our Contact Center is open every Monday–Friday from 7:00am–7:00pm CST, and on Saturdays from 9:00am–2:00pm CST, except for the following holidays: New Year’s Day, Martin Luther King, Jr. Day, Presidents’ Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans’ Day, Thanksgiving Day & Christmas Day.
Visit Us In Person
Come see us at any of our branch locations to make a payment via cash, check or debit card. Visit our locations page to find the address and hours most convenient for you.
Note: We cannot take payments via email.
U.S. Mail
You can also mail in a check, but do not mail cash. Please note that while this payment will be processed immediately upon our receipt, CommunityAmerica is not responsible for lost days due to USPS transit. See a list of payment addresses and make sure to mail your payment at least three days prior to the due date.
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Profit Payout
We share our profit with those who bank with us. In the past 12 years, we've returned $93 million to our members through Profit Payout.*
Profit Payout. Dividend is discretionary and approved annually by CommunityAmerica’s Board of Directors. Amounts advertised are representative of actual dividends paid in 2023. Dividend is not guaranteed and may vary based on criteria established by CommunityAmerica Credit Union and the total amount allocated by the Board of Directors each year. Not everyone receives a dividend and member must be in good standing and meet other criteria on processing date to qualify. Dividends are reported to IRS and a 1099 form will be issued at year-end. Any applicable taxes are the responsibility of recipient.
High Interest Savings. First Tier: 3.92% – 4.00% APY from $1.00 – $1,500, if First Tier qualifications are met. Second Tier: 0.025% APY on $1,500.01 or more, and on balance if First Tier qualifications are not met. The account requires a $1 minimum opening deposit. The Annual Percentage Yield (APY) shown is effective as of 03/01/2021, unless otherwise noted. Rates are variable and may change without notice after the account is opened. Fees could reduce earnings on this account. Balances up to $1,500 will earn first tier APY when ‘Qualifications for cash back’. Each statement period that Qualifications are met after the account opened, the first tier APY will be applied to the next statement period. Due to compounding, interest earned may push balances into next rate tier, causing an APY change. Please see rate page for range. If Qualifications not met, the first tier APY will discontinue and will revert to the credit union’s base rate for Savings accounts until ‘Qualifications for cash back’ are reestablished. Balances of $1,500.01 or more will earn the credit union’s current applicable base rate for Savings accounts. Limit one High Interest Savings account per member. Business, IRA, and Minor accounts not eligible for this product. Qualifications for cash back: The membership account number tied to the High Interest Savings account must complete the following: Enrolled in eStatements; Monthly direct deposit of at least $250 posted to one deposit-suffix; 15 posted point-of-sale debit card transactions per month to a single checking-suffix; OR Enrolled in eStatements; 25 posted point-of-sale debit card transactions per month to a single checking-suffix. Transactions exclude refunds, credits, fees, pre-authorizations and ATM transactions.
Life Insurance. Insurance products may be sold through CommunityAmerica Insurance Agency, LLC, a wholly owned subsidiary of CommunityAmerica CUSO One, LLC and a licensed insurance agency in Missouri and Kansas. Insurance products:
Are Not Federally Insured
Involve Investment Risk
May Lose Value
Are Not Obligations or Guaranteed by the Credit Union
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