Vehicle Loan Offer. Insured by NCUA Rates and offers current as of 06/22/2022 and are subject to change. The cash back offer will equal 1% (one percent) of the loan amount with a maximum cash back amount of $200. Minimum loan amount required to be eligible is $10,000. Valid on new vehicle purchase and external refinance applications starting from 06/01/2022-07/31/2022. Existing CommunityAmerica Credit Union vehicle loan refinances and cash out loans are not eligible for this promotion. All loans and rates are subject to credit and underwriting guidelines and approval. The loan’s first scheduled payment must be made to be eligible for the 1% cash back bonus. The bonus will be deposited to the members membership share savings account within 60 days after the first scheduled payment is made. If at any point your loan is past due more than 30 days, you will forfeit your eligibility from this offer. CommunityAmerica may discontinue or change the promotion at any time. Other restrictions may apply.

APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Rates quoted assume excellent borrower credit history. Refinancing your loan with CommunityAmerica Credit Union does not guarantee lower interest rates or monthly payments. The rate you receive on your loan will be the rate in effect at the time of loan disbursal. For used vehicles, maximum used car loan advance will be determined by CommunityAmerica using a NADA value. Refinance Loan Payment Example: $20,000 at 3.94% APR; 36 monthly payments of approximately $590.95. APR as low as 3.94% APR available, subject to credit approval. Programs, offers, rates, terms and conditions are subject to change and expiration without notice and vary based on creditworthiness, qualifications, collateral, and loan terms. This is a limited time offer. The credit may be reported as income on IRS Form 1099-MISC.

Auto Loan. Annual Percentage Rate (APR) as low as 3.94% available, subject to credit approval. Programs, offers, rates, terms and conditions are subject to change and expiration without notice and vary based on creditworthiness, qualifications, collateral, and loan terms. This is a limited time offer. Rates effective as of 06/22/22.

Boat, RV and Leisure Loan. APR = Annual Percentage Rate. Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan, in addition to other conditions listed below and in the account agreement. Rates, terms and conditions are subject to change or expire without notice. Rates effective as of 06/22/2022.

Motorcycle Loan. APR = Annual Percentage Rate. Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan, in addition to other conditions listed below and in the account agreement. Rates, terms and conditions are subject to change or expire without notice. Rates effective as of 06/22/2022.

Profit Payout. Dividend is discretionary and approved annually by CommunityAmerica’s Board of Directors. Amounts advertised are representative of actual dividends paid in 2022. Dividend is not guaranteed and may vary based on criteria established by CommunityAmerica Credit Union and the total amount allocated by the Board of Directors each year. Not everyone receives a dividend and member must be in good standing and meet other criteria on processing date to qualify. Dividends are reported to IRS and a 1099 form will be issued at year-end. Any applicable taxes are the responsibility of recipient.