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Auto Loans in Kansas City

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Competitive Loans for New or Used Cars

Get pre-approved today with auto loan rates as low as 5.74% APR1.
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Preapproval Puts You in the Driver's Seat

Hit the Road Faster with CommunityAmerica

With auto loan rates as low as 5.74% APR1, our hassle-free preapproval allows you to negotiate with confidence at the dealer. Start the process at the link below to learn how much you can afford and what your monthly payments might be before you shop.

 

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Auto Loan Rates

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Auto Loan

RATE AS LOW AS 5.74%

APR1

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First-Time Auto Loan

RATE AS LOW AS 14.74%

APR1

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Auto Loan Resources

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Do the Math: Auto Affordability

See how much you could afford to spend on a new car.
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Do the Math: Auto Payment

Estimate your potential new monthly car payment.
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Blog: Streamline Your Car Purchase

Tips to help navigate the car buying journey with ease.
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Give Us a Ring: Auto Insurance

Speak to one of our agents to create a personalized policy.
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New Behind the Wheel?

We’ve got your back.

We want that first car purchase excitement to last much longer than that fresh new car scent. Which is why we’re here to help first-time buyers have a hassle-free financing experience, and get a great rate, too. Here are the details:

  • Must be 18 years or older
  • $2,500 minimum and a $20,000 maximum loan amount
  • Will need to provide proof of income
  • Must have no credit or limited credit experience with no derogatory history
  • No co-signer required

1 Auto Loan. Annual Percentage Rate (APR) as low as 5.74% available, subject to credit approval. Programs, offers, rates, terms and conditions are subject to change and expiration without notice and vary based on creditworthiness, qualifications, collateral, and loan terms. This is a limited time offer. Rates effective as of 6/18/2025.