Skip-A-Pay
Give your budget a little breathing room
Life does not always line up neatly with a payment calendar. Whether you are planning for a busy season or handling an expense you did not see coming, Skip-A-Pay can help eligible members keep more cash available for what matters right now.
Why members choose Skip-A-Pay
- Add short-term flexibility to your monthly budget.
- Keep funds available for seasonal plans, everyday needs, or unexpected expenses.
- Enroll quickly in Online Banking or the CommunityAmerica Mobile App.
- Pay no enrollment fee.1
- Pick back up with your loan payments after the skipped payment period.1
How to Skip a Payment
- Sign in to Online Banking or the CommunityAmerica Mobile App.
- Navigate to your loan or to the "Skip a Payment" section.
- Eligible loans will either allow you to skip, or will be listed there.
- Submit your request and watch for confirmation. Once processed, your next payment due date will advance.
Eligible loan types*
- Auto loans
- Boat loans
- Motorcycle loans
- Personal loans
- RV loans
- Sport and leisure loans
*Credit cards, home equity loans, personal lines of credit, employee personal loans, and mortgages are not eligible for Skip-A-Pay.
Not sure if your loan qualifies?
We will show your eligible loans during enrollment, so there is no guesswork. If a loan is not eligible today, check back later because eligibility may change in a future month.