Become a Member
When You're a Member, You're an Owner.
Our main purpose is to serve the people who have an account with us. So, when you bank with us, you can count on us to go to great lengths to help you reach financial peace of mind.
Exclusive Checking Offer
Right now, you can earn up to $2501 when you open a new checking account. Simply:
- Earn $150: Open a new checking account and get a free Visa debit card
- Earn $50: Set up a direct deposit of $500 or more
- Earn up to $50: Use your debit card on purchases of $5 or more in the first 60 days
Member Favorites
Our Committment to Your
Financial Peace of Mind
At CommunityAmerica, we’re dedicated to the financial well-being of our members and our community. It’s this commitment that drives us to provide free financial coaching, offer competitive rates and low fees, create long-term partnership with local businesses, and support local nonprofit organizations making an impact in our area. As your truly local credit union, we are proud to be Invested in You.
$250 Promotion. Promotion available as of June 1, 2026, is subject to change without notice and may end at any time. New members who reside in Northwest Arkansas or the following counties in California: Los Angeles, Orange, Ventura are eligible. Promo code 3045 or 3053 must be entered at time of application. New members who open a qualifying CommunityAmerica checking account (excludes Turning Point Checking and Student Checking) with a debit card receive a $150 bonus. Earn an additional $50 bonus by establishing a recurring ACH Direct Deposit of at least $500 aggregate per month within 60 days of account opening. Earn an additional $1 bonus for each purchase made with new CommunityAmerica debit card that is equal to or exceeds $5 within the first 60 days of account opening, limit $50 bonus. All bonuses are credited to the member’s share savings account between 60 and 90 days after account origination. All bonuses are limited to one per member and account. Members with multiple accounts or accounts with multiple owners will not receive multiple bonuses. Account must be in good standing to receive any bonus and member responsible for all applicable taxes. Membership eligibility and account qualification apply, which includes opening a membership savings of at least $1. CommunityAmerica employees, volunteers, and family members not eligible. Members cannot have had a CommunityAmerica membership within the last three (3) years. Not valid with any other offers.
Chiefs/Cashback Free Checking. Earn 1% cash back, up to $5 per month, on monthly point-of-sale debit card transactions posted to a Chiefs Checking account or a Cashback Free Checking account when ‘Qualifications for cash back’ are met. Qualifications must be met under a single membership account. Cash back will be deposited into the Chiefs Checking or Cashback Free Checking account by the 5th calendar day following the month qualifications are met. Cash back will not be calculated for month(s) in which the qualifications are not met. Cash back earnings rate accurate as of 06/28/2026 and may change without notice after account opening. Contact us at 800.892.7957 to find out the current cash back rates. Limit one Chiefs Checking or Cashback Free Checking account per membership account number. Business accounts not eligible for this product. Cannot be opened in conjunction with Premier, Interest, Investors, or Loan Advantage checking accounts. Qualifications for cash back: The membership account number tied to the Chiefs Checking or the Cashback Free Checking account must complete the following: Enrolled in eStatements; one direct deposit of $250 or more per month, not aggregated; 15 posted point-of-sale debit card transactions per month to a single checking account; OR enrolled in eStatements; 25 posted point-of-sale debit card transactions per month to a single checking account. Transactions exclude refunds, credits, fees, pre-authorizations, and ATM transactions.
CommunityAmerica Credit Union NMLS ID #613881
NMLS Consumer Access – Verify Your Mortgage Lender
All loans subject to approval
Securities and advisory services offered through Copper Financial Network, LLC (“Copper Financial”), a broker-dealer and SEC registered investment adviser. Member FINRA/SIPC. Copper Financial is a wholly-owned subsidiary of CommunityAmerica Federal Credit Union (“CommunityAmerica”) and makes non-deposit investment products and services available to its members. Representatives are registered with Copper Financial. CommunityAmerica and CommunityAmerica Wealth Management are not broker-dealers or investment advisers. For important disclosures from Copper Financial please visit here.
Copper Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed.
Link to the Copper Financial Customer Relationship Summary.
Investment and insurance products offered through Copper Financial:
|
Are Not Deposits |
Are Not NCUA or otherwise Federally Insured |
Are Not Obligations of or Guaranteed by the Credit Union |
May Lose Value |
Insurance products may be sold through CommunityAmerica Insurance Agency, LLC, a wholly owned subsidiary of CommunityAmerica CUSO One, LLC. Product availability may vary by state. Insurance products:
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Are Not Federally Insured |
Involve Investment Risk |
May Lose Value |
Are Not Obligations or Guaranteed by the Credit Union |