Invested in Arkansas

Growing with Purpose

When you join CommunityAmerica, you get a whole community invested in your financial well-being. We’ve built a legacy on getting to know our members’ financial goals and dreams, and providing caring, personalized service far beyond what you may experience with typical banks.

With an enduring 85+ years history of strength and stability — and an unwavering dedication to the financial well-being of the people and businesses within the community — we’re more than just another Arkansas financial institution. We’re invested in you.

Visit us at one of our local Arkansas branches the week of June 29 for daily giveaways, cookies, and to celebrate our announcement.

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University of Arkansas Partnership

CommunityAmerica is dedicated to helping individuals and families achieve financial peace of mind and building on a 65-year legacy of service in Arkansas, CommunityAmerica is excited to announce that we are the Official Credit Union of the Arkansas Razorbacks. For more information on what this multi-phased deal includes, please read our press release.

To celebrate our announcement of this partnership, we're giving away five special footballs. Click here to enter to win one.

Read Press Release

Exclusive Checking Offer

Right now, you can earn up to $250¹ when you open a new checking account. Simply:

Earn $150: Open a new checking account and get a free Visa debit card
Earn $50: Set up a direct deposit of $500 or more
Earn up to $50: Use your debit card on purchases of $5 or more in the first 60 days

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Picked Just For You

Cashback Free Checking

Earn 1% cash back on the first $500 of monthly purchases – with no monthly fees or minimum balances.²

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Share Certificate

Earn more for your money with a term that works best for you.³

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Credit Card

Whether you’re looking for a low rate, cash back or exciting rewards, we have the credit card for you.

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Profit Payout*

Investing in YOU by sharing our profits.

As a not-for-profit credit union, we return our profit to those who bank with us in many ways – like competitive rates, low fees, and our annual Profit Payout. See how much you may be able to earn through our long-standing annual give-back, where we’ve returned $100 million to members over the past 13 years.

Estimate Your Payout

Become a Member Today

If you’re ready to join the CommunityAmerica family, we’re ready to show you an unbelievable banking experience. Simply apply online to open your membership savings account. It only takes a few minutes – then you’ll be well on your way to enjoying your membership perks. If you have questions about becoming a member, don’t hesitate to contact us at 314.801.6400.

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Your Banking Wingman

Check out our highly rated Mobile App.

When it comes to our Mobile App, we’ll admit we’re a bit biased. After all, we worked hard to make it possible to do just about everything you can in a branch right from your smartphone. But tens of thousands of members have made their voices heard, too. The results? Near-perfect ratings on both the App Store® and Google Play™. The feeling of love is mutual.

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$250 Promotion. Promotion available as of June 1, 2026, is subject to change without notice and may end at any time. New members who reside in Northwest Arkansas or the following counties in California: Los Angeles, Orange, Ventura are eligible. Promo code 3045 or 3053 must be entered at time of application. New members who open a qualifying CommunityAmerica checking account (excludes Turning Point Checking and Student Checking) with a debit card receive a $150 bonus. Earn an additional $50 bonus by establishing a recurring ACH Direct Deposit of at least $500 aggregate per month within 60 days of account opening. Earn an additional $1 bonus for each purchase made with new CommunityAmerica debit card that is equal to or exceeds $5 within the first 60 days of account opening, limit $50 bonus. All bonuses are credited to the member’s share savings account between 60 and 90 days after account origination. All bonuses are limited to one per member and account. Members with multiple accounts or accounts with multiple owners will not receive multiple bonuses. Account must be in good standing to receive any bonus and member responsible for all applicable taxes. Membership eligibility and account qualification apply, which includes opening a membership savings of at least $1. CommunityAmerica employees, volunteers, and family members not eligible. Members cannot have had a CommunityAmerica membership within the last three (3) years. Not valid with any other offers.
Cashback Free Checking/Chiefs Checking: Earn 1% cash back, up to $5 per month, on monthly point-of-sale debit card transactions posted to a Chiefs Checking account or a Cashback Free Checking account when ‘Qualifications for Cash Back’ are met. Qualifications must be met under a single membership account on the day before the last day of the month to receive benefits for that same month. Cash back will be deposited into the Chiefs Checking or Cashback Free Checking account by the 5th calendar day following the month qualifications are met. Cash back will not be calculated for month(s) in which the qualifications are not met. Cash back earnings rate accurate as of 11/07/2026 and may change without notice after account opening. Contact us at 800.892.7957 to find out the current cash back rates. Limit one Chiefs Checking or Cashback Free Checking account per membership account number. Business accounts not eligible for this product. Cannot be opened in conjunction with Premier, Interest, Investors, or Loan Advantage. Qualifications for Cash Back: The membership account number tied to the Chiefs Checking or the Cashback Free Checking account must complete the following: Enrolled in eStatements; one direct deposit of $250 or more per month, not aggregated; 15 posted point-of-sale debit card transactions per month to a single checking account; OR enrolled in eStatements; 25 posted point-of-sale debit card transactions per month to a single checking account. Transactions exclude refunds, credits, fees, pre-authorizations, and ATM transactions.
Share Certificate (Certificate). Minimum deposit for Share Certificate (Certificate) is $500, with the exception of the Saver Certificate which requires a minimum deposit of $50 to open. APY = Annual Percentage Yield. Assumes dividends are reinvested and the rate continues for a year. Certificate dividends are earned at the applicable term’s fixed rate until the Certificate matures. Fees could reduce earnings on the account. Certificate accounts are subject to substantial penalty for early withdrawal. Rates effective as of 11/07/2026.

Invested in Arkansas

Growing with Purpose

University of Arkansas Partnership

Exclusive Checking Offer

Picked Just For You

Cashback Free Checking

Share Certificate

Credit Card

Profit Payout*

Investing in YOU by sharing our profits.

Become a Member Today

Your Banking Wingman

Check out our highly rated Mobile App.

Keep in Touch

Download the App

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