Empower Blog

April 14, 2020

5 Things to Know About Renters Insurance

Renters Insurance. You know you have to have it, but maybe that's about it. So, we’ve partnered with Safeco Insurance to make it quick and easy to get a Renters Insurance policy, and a little more information.

1. You have a choice when it comes to your payment.

Whenever you have a claim, you have to pay your deductible, so choose the amount that feels right for you. If you opt for a higher deductible plan, you could have a lower payment. You also have the flexibility to say when you pay. Whether you prefer to make payments monthly, quarterly, or annually, you can set the schedule that works best for your wallet. 

2. Protection starts immediately.

No complex applications. No wait periods. No turnaround time. The quoting, application and approval process are all done online, and binding coverage is immediate. So, you get the coverage you need exactly when you need it. Once you’ve completed the application and paid your premium, you’ll be able to instantly print out your proof of insurance. Find it under our Express Lane insurance options

3. Someone is always ready to help.

The unexpected doesn’t always happen during normal business hours. That’s why Safeco provides around-the-clock claims service. And if you need help locally, CommunityAmerica Insurance is available (during business hours) to answer your questions, with the personal touch you’ve come to love.

4. Design your own coverage.

From setting your deductible, payment frequency, and additional coverage options to choosing between actual cash value and replacement cost coverage, you can customize your policy to meet your needs. Sound confusing? Check out this blog post, where we break down your coverage options further.

5. It’s about more than just your stuff.

Let’s say you leave a curling iron plugged in and it causes a fire, displacing you and your neighbors. Renters Insurance not only helps you get back on your feet, but it also helps cover your neighbors, as well.

So, whether you're planning your next move or looking to reevaluate your current coverage, we hope these considerations help you find the right policy. To check your potential rate through our partnership with Safeco, get an instant quote here. As an added bonus, it may help you qualify for our Profit Payout!

 

Get Your Instant Quote

Was This Article Helpful?
0 of 0 people found this article helpful
About the Author

Insurance products may be sold through CommunityAmerica Insurance Agency, LLC, a wholly owned subsidiary of CommunityAmerica CUSO One, LLC and a licensed insurance agency in Missouri and Kansas. Insurance products:


Are Not Federally Insured

Involve Investment Risk

May Lose Value

Are Not Obligations or Guaranteed by the Credit Union