Empower Blog

December 09, 2021

Holiday Shopping Tips and Tricks

Money-Saving Tips, Holidays
The holidays are all about spending quality time with friends, family and loved ones. It is a tradition-rich season and a time to naturally reflect on the many wonderful things that happened in the passing year as you look forward to the excitement of the new year. The tradition of gift-giving during the holidays is alive and well, and I am here to tell you, you will enjoy the holidays much more if you are able to save on gift purchases. Here are a few tricks of the trade that you can use anytime, even if it is not Black Friday or Cyber Monday:

The Cart Trick

If you are an online shopper, you may be familiar with the cart trick. Many online retail stores, including Amazon, are looking for you to close on your purchases. Sometimes if you place a desired item in your shopping cart, you will receive a follow-up email that the item was discounted. If you can wait a few days on your purchase, it is always worth the effort. If your gift is a popular item and you have it in your cart on Amazon, you will receive an email notifying you if that gift becomes the “Deal of the Day” at any point throughout the season.

Retail Rewards

Many retailers offer a rewards program for purchases. This is where it can get tricky because this tip works best when you plan your gifts in advance and know how the deals work at your shopping destinations of choice. If the place you like to shop offers a discount once you purchase up to a certain amount, see if you can purchase as many gifts as possible at that location, instead of spreading your shopping out. If the retailer gives you a physical coupon after you have made a purchase in-store, try splitting your purchase in half and doing the second half of your shopping later to maximize savings. Do not forget to look at your coupon for the date window of the offering.

New Shopper Discounts

Retailers like to have your email address on file so they can send you sales and updates. They will often send you a discount coupon for signing up with your email. Consider taking the extra couple minutes to provide your email address at check-out next time. If you are already signed up at several stores, shop around and think about switching up your stores of choice this year to earn new sign-up discounts.

Last Minute Shopping

Here are a couple of tips if you are needing to purchase something in a pinch. You can never go wrong with gift cards. If you plan on buying several gift cards throughout the holiday season, look for gift card sales. Target typically does gift card sales once per year and it can make a big difference in your total spending. Another last-minute shopping tip is to check discount sites like RetailMeNot to ensure you are not missing a discount code, shipping sale, etc. Remember, sales can be incredibly helpful when you are purchasing multiple items, but they should never persuade you to buy something you do not need or have use for.

With a few tips and tricks up your sleeve this holiday season, you will be free to kick back, relax and enjoy family togetherness to the fullest – while possibly saving a little money along the way.
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About the Author
Professional Picture of Kat Hnatyshyn
Kat Hnatyshyn

Branch Manager

Kat’s Money Corner is posted in the Kansas City Star every week. When not blogging or caring for her little ones, Kat is a manager with CommunityAmerica Credit Union.