Earn Up To $60 Per Year
Earn Up To $60 Per Year
with 1% cash back on the first $500 of monthly purchases
1
with 1% cash back on the first $500 of monthly purchases
1
A Checking Account That's Got Your Back
It’s one-of-a-kind in Kansas City: a checking account that pays you back as you use it. So, go ahead and treat yourself; you’ve earned it. Plus, you’ll be able to take advantage of other great perks, including:
- 1% cash back on the first $500 of monthly purchases - that’s up to $60 per year1
- Free VISA® debit card
- No monthly service fee
- No minimum balance
Get Started
Cashback Free Checking Benefits
Convenient 24/7 Access
Bank anytime, anywhere thanks to our top-rated
Mobile App.
Say Goodbye to Fees
No monthly service fee and no minimum balance requirement.
Free Instant-Print Debit Card
Get your chip-enabled debit card printed at any of our convenient
branch locations.
Share in Our Profits
Your checking account balance may help boost your
Profit Payout potential
2.
Account Opening Made Easy
It only takes a few minutes to open your Cashback Free Checking account online.
Get Started
Manage Your Money On The Go
Card Control
Know when and where your debit card is used with real-time alerts from CardValet®.
Pay Friends
Easily and securely send money to friends and family with
Zelle®.
Digital Wallet
Make quick, secure
payments right from your phone or smartwatch.
Mobile Deposit
Deposit checks quickly by snapping a photo with our highly rated
Mobile App.
Profit Payout*
We share our profit with our members.
As a not-for-profit credit union, we return our profit to those who bank with us in many ways—like better rates, lower fees and our Profit Payout. This year we gave back a record-breaking $9.5 million to our members. It’s all part of how we make the unbelievable happen.
Estimate Your Payout
Cashback Free Checking FAQs
You can check your account balance in any of these ways:
You can open a checking account online, in-person at any of our convenient locations, or by giving us a call at 913.905.7000. These are the things you’ll want to have handy:
- Drivers License, government ID or passport
- Social Security Number
- Recent residential address
- Email address
- Date of Birth
At CommunityAmerica, we have no minimum balance required to open any of our checking accounts. If you aren’t already a CommunityAmerica member, you’ll need to also open a savings account, with $1 in it, but this can be done at the same time you open your checking account using the same information.
It’s one-of-a-kind in Kansas City: a checking account that pays you back when you use it. So, go ahead and treat yourself, you’ve earned it. Plus, you’ll be able to take advantage of other great perks, such as:
- Earn 1% cash back on the first $500 of monthly purchases — that’s up to $60 per year1
- Free Visa® debit card
- No monthly service fee
- No minimum balance
We offer checking accounts to all ages. However, those under 18 must have a parent or legal guardian as a joint owner on the account.
There is no cost to open, no maintenance fees, and no minimum balance required for any of our checking accounts.
Take complete control of your CommunityAmerica cards, thanks to CardValet. Know exactly when, where and how your cards are being used with real-time alerts. Whether you’re trying to thwart fraudsters or just keep a closer eye on your money, CardValet is here to make life easier.
It’s quick and easy to get your direct deposit information in Online Banking or our Mobile App.
Direct deposit information in Online Banking:
- Log into Online Banking.
- Navigate to “Account Requests” in the top menu bar.
- Click on “Direct Deposit.”
- Follow the instructions and find your direct deposit information.
Direct deposit information in Mobile App:
- Log in to our Mobile App.
- Select the account you’d like to set up with direct deposit.
- Click on “Details.”
- Use the ACH number (including all zeroes) and our Routing Number (301081508) to set up your direct deposit.
If you have any questions, give us a call at 800.892.7957 or stop by a branch.
