Empower Blog

The Power of Investing
November 16, 2023

The Power of Investing

Investing is a term that often leads to images of Wall Street tycoons, stock market fluctuations and complex financial speak. However, investing is not just for the wealthy or financially savvy. It is a crucial tool that can help you build wealth, secure your future and achieve your personal financial goals.

Understanding the Importance of Investing

Investing is the process of allocating money with the expectation of generating an income or profit. It can take many forms, from buying stocks and bonds to investing in real estate or starting a business. The primary goal of investing is to create wealth over time, allowing your money to grow and work for you.

Building Wealth

One of the best reasons to invest is the potential for wealth creation. An effective way to save for long-term commitments is prioritizing “paying yourself first” each month. When you “pay yourself first” you put a portion of your paycheck into your savings, retirement, emergency or other goal-based accounts before you do anything else with it. After a month or two, you likely won’t even notice this sum is “gone” from your budget. The habit of setting money aside every month will pay off in the long run and create a strong foundation for financial stability in the future.

Beating Inflation

Inflation is the rate at which the general level of prices for goods and services is rising. It wears down purchasing power over time. By investing, you can potentially earn returns that outpace inflation, preserving the value of your money. If you simply keep your money in a savings account, you may find that the value of your money decreases over time due to inflation.

Achieving Financial Goals

Investing can provide financial security. By building a diversified portfolio, you can create a steady stream of assets and protect yourself against financial hardships. This can give you peace of mind knowing that you have a financial safety net in place. Your individual goals will depend on many factors such as age, income and risk profiles.

Creating a Legacy

Investing can help you leave a legacy. By growing your wealth, you can provide for your loved ones or support causes that are important to you. This can be a powerful tool to make a lasting impact and ensure that your wealth continues to benefit others even after you’re gone.


Investing is a powerful tool that can help you build wealth. It’s important to remember that investing involves risks. Investing is not a get-rich-quick scheme, but a long-term strategy that requires patience, discipline and a well-thought-out plan. Schedule a free appointment with a Wealth Management by CommunityAmerica Advisor to help you understand the importance of investing at your stage of life and work towards achieving your personal financial goals.

Was This Article Helpful?
1 of 1 people found this article helpful
About the Author
CommunityAmerica Author
Wealth Management by CommunityAmerica

Wealth Management by CommunityAmerica is rooted in helping individuals, business owners and families with financial and investment planning to help them achieve a financial peace of mind. At the center of our Wealth Management practice is a focus on you, the member.

Securities and advisory services offered through Copper Financial Network, LLC (“Copper Financial”), a broker-dealer and SEC registered investment adviser. Member FINRA/SIPC. Copper Financial is a wholly-owned subsidiary of CommunityAmerica Credit Union (“CommunityAmerica”) and makes non-deposit investment products and services available to its members. Representatives are registered with Copper Financial. CommunityAmerica and Wealth Management by CommunityAmerica are not broker-dealers or investment advisers. For important disclosures from Copper Financial please visit here.


Copper Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed.


Link to the Copper Financial Customer Relationship Summary.


Investment and insurance products offered through Copper Financial:


Are Not Deposits

Are Not NCUA or otherwise Federally Insured

Are Not Obligations of or Guaranteed by the Credit Union

May Lose Value