Mortgage Affordability Calculator

How much house can I afford?

Determine how much of a mortgage you may be able to obtain. Simply enter details about your income, down payment and monthly debts to estimate a mortgage amount that works for your budget.

Estimated Home Value

Income and Debt Obligations

Current Combined Annual Income

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Monthly Auto Payments

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Monthly Credit Card Payments

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Other Monthly Debts

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New Loan Assumptions

Annual Interest Rate on New Mortgage

Valid values are from 0% to 40%
Terms in Years
Funds Available for a Down Payment

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Estimate Annual Property Taxes

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Estimate Annual Homeowners Insurance

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Your Results

Detailed Data Table

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Profit Payout

We share our profit with those who bank with us. This year we gave back a record-breaking $9.5 million¹.

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Homeowners Insurance

Protect the roof over your head. Along with everything under it².

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Hybrid Home Equity

Unlock your home’s potential to cover renovations, debt consolidation and more.

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Profit Payout. Dividend is discretionary and approved annually by CommunityAmerica’s Board of Directors. Amounts advertised are representative of actual dividends paid in 2021. Dividend is not guaranteed and may vary based on criteria established by CommunityAmerica Credit Union and the total amount allocated by the Board of Directors each year. Not everyone receives a dividend and member must be in good standing and meet other criteria on processing date to qualify. Dividends are reported to IRS and a 1099 form will be issued at year-end. Any applicable taxes are the responsibility of recipient.

Home Insurance. Insurance products may be sold through CommunityAmerica Insurance Agency, LLC, a wholly owned subsidiary of CommunityAmerica CUSO One, LLC and a licensed insurance agency in Missouri and Kansas. Insurance products:

Are Not Federally Insured

Involve Investment Risk

May Lose Value

Are Not Obligations or Guaranteed by the Credit Union

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Mortgage Affordability Calculator

How much house can I afford?

Estimated Home Value

Your Results

Detailed Data Table

Mortgages

See All Calculators

Member Favorites

Profit Payout

Homeowners Insurance

Hybrid Home Equity

See Complete Details