Four Points is now CommunityAmerica
On December 2, your new banking experience begins, giving you access to everything CommunityAmerica has to offer.
Until then, you can continue banking as usual. We'll continue to update this page along the way to help make your transition as smooth as possible.
What to Expect
Now–November 29
Continue banking as usual.
Keep using your Four Points accounts, cards and online banking as you normally do.
Watch your mailbox in early November for your Welcome Packet, which will include more information to help you prepare for the transition. You may also receive additional communication about specific products or accounts you have.
If you have a debit card, you can expect your new CommunityAmerica debit card to arrive in late November. Keep it handy, you'll begin using it after the conversion. If applicable, we’ll also let you know when to expect your new CommunityAmerica credit card.
November 30–December 1
Some services will be temporarily limited or unavailable.
Your Four Points accounts will transition to CommunityAmerica after the close of business on November 30.
During the transition, some services will be temporarily limited or unavailable. By December 1, most account access and services will be available again.
Our branches will remain open throughout the transition, and our team will be here to help.
December 2
Welcome to CommunityAmerica!
Your new CommunityAmerica banking experience begins.
Starting December 2, you’ll be able to:
- Enroll in CommunityAmerica Online Banking.
- Access CommunityAmerica benefits and resources, including our annual Profit Payout program.
- Take advantage of enhanced services, one-on-one financial coaching and more.
We’re excited to bring you more tools, more locations and more ways to support your financial well-being.
More support for your financial future.
Frequently Asked Questions
Your Four Points accounts will begin transitioning to CommunityAmerica after the close of business on November 30. Some services will be temporarily limited or unavailable during the transition.
By December 1, most account access and services will be available again, and your new CommunityAmerica banking experience begins December 2.
For now, continue using your Four Points accounts, cards and digital banking as usual.
Watch your mailbox in early November for your Welcome Packet, which will include additional information about the transition and any steps you’ll need to take.
We also encourage you to make sure your contact information with Four Points is current so you don’t miss important updates.
If you currently have a Four Points debit card, you can expect to receive your new CommunityAmerica debit card in late November.
Continue using your Four Points debit card until the transition. You’ll be able to begin using your CommunityAmerica debit card after the conversion.
You’ll be able to enroll in CommunityAmerica Online Banking beginning December 2.
We’ll provide additional instructions as we get closer to the transition.
You will receive new CommunityAmerica account numbers and routing number, however, you will not need to update any existing direct deposits, ACH transactions or payments that use your Four Points information. They will continue to process without interruption. You will use your new account information for new transactions after December 1, 2026.
Four Points checks will also continue to process as normal, and you can continue to use Four Points checks until you run out.
We’ll contact you directly with important information by mail and other communications, and we’ll continue updating this page as new transition details become available.
To protect your information, CommunityAmerica will never ask you to share passwords, PINs or one-time access codes by email, text or phone.
Invested in our communities.
Community is more than part of our name - it’s central to who we are. We’re proud to support the people and organizations that help our communities thrive, and we’re committed to continuing to invest in Omaha and the surrounding communities.
