Hybrid Home Equity
When life happens, your home's equity is there for you.
Whether you're making necessary home improvements, upgrading the fun level of the backyard with a pool, consolidating higher interest rate debt, or planning the wedding of the century—when major expenses come your way, you can tap into your home’s equity with a Hybrid Home Equity.
We’ve combined the flexibility of a home equity line of credit (HELOC) with the control of a home equity loan to provide you the best of both. Here’s how it works: You get a master line of credit, which has a variable rate and you can draw on your master line anytime. When you draw on your line, then you can lock in a fixed rate on any portion of the balance to give you a set, easy-to-manage monthly payment.
- Borrow up to 100% of the value of your home
- Payment terms up to 180 months on the fixed portion of your balance
- No annual fee
Special Home Equity Offer
CommunityAmerica Credit Union NMLS ID #402934