Member Referral Offer. Valid for new members for an active checking account, auto loan, mortgage or home equity (loan products must have a balance greater than $15,000 to qualify). An active checking account is 15 or more transactions within the first 60 days of account opening. Only one $25 referral payment will be made per new member (even if multiple accounts are opened). To qualify, new member must be at least 18 years of age. Within 30 business days of meeting qualification requirements, a $25 referral bonus will be deposited into the regular share accounts of both the referring and new member. Early closure fee of $25 may apply to new member if account is closed within first six months. May not be combined with any other offer. Program valid for consumer accounts only. CommunityAmerica Credit Union will report premiums paid to the IRS and a 1099 form will be issued at year-end. Any applicable taxes resulting from this offer are the responsibility of the recipient. By taking advantage of this referral, members acknowledge and understand that both the new member and referring member may learn that the other has an account with CommunityAmerica, by the nature of the promotion. Employees, Board of Directors and Volunteers of CommunityAmerica and their immediate families and households are not eligible. Subject to change at any time without notice.