Official Rules
10/15 Red Friday Sweepstakes – Instagram Sweepstakes
OFFICIAL RULESNO PURCHASE OF ANY KIND IS NECESSARY TO ENTER OR WIN. MAKING A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED BY LAW.
CommunityAmerica Credit Union (“Sponsor”) and this Sweepstakes is in no way endorsed or administered by Instagram, Facebook, or Twitter.
1. ELIGIBILITY: This Sweepstakes is open to legal residents of the 50 United States and the District of Columbia who are 18 years of age or older at the time of entry.
The following persons are not eligible to enter the Sweepstakes:
a) employees of Sponsor, its affiliates, subsidiaries, officers or employees;
b) officers, employees or agents of any organizations directly involved with this Sweepstakes, including any co-sponsor of the Sweepstakes;
c) immediate family members and persons living in the same household as the persons identified in (a) and (b) above.
2. HOW TO ENTER:
a) The Sweepstakes begins on Friday, October 15, 2021, at 12:00 P.M. Central Time ("CT") and ends Sunday, October 17, 2021, at 12:00 P.M. CT ("Sweepstakes Period"). Sweepstakes will take place on the CommunityAmerica Credit Union Instagram page and advertised via the CommunityAmerica Facebook and Twitter pages. All entries must be received by 12:00 P.M. CT on Sunday, October 17, 2021, to be included in the Sweepstakes. Unlimited entries per individual during the Sweepstakes Period. Sponsor's computer will be the official time keeping device for the Sweepstakes.
b) Automatic entry when individuals “like” CommunityAmerica Credit Union’s Instagram Account, “like” CommunityAmerica Credit Union’s Instagram sweepstakes photo, and comment on CommunityAmerica Credit Union’s Instagram sweepstakes with at least one friend tagged or mentioned. Unlimited entries per individual.
c) Extra entry when an individual shares our sweepstakes photo to their Instagram story and tag our Instagram account - @CommunityAmerica_Credit_Union.
d) As an alternate method of entry, individuals may enter by calling 913.905.8491 and leaving a message providing name, phone number, and email address no later than 12:00 P.M. CT on Sunday, October 17, 2021. Unlimited phone entries per individual.
Entries submitted via any other method will NOT be accepted.
3. ODDS OF WINNING: The actual odds of winning will depend upon the actual number of entries received for this sweepstakes.
4. RANDOM DRAWING: On or about Sunday, October 17, 2021, at 1:00 P.M., there will be a random drawing. There will be one (1) "Winner" drawn in total, from Instagram and any phone call entries received. The winner will be notified as outlined in #7 - "Claiming Prize" (below). Winner need not be present to win.
5. PRIZE: The one (1) winner will receive one (1) autographed Harrison Butker football (valued at $200) and one (1) Chiefs Prize Pack (valued at $150) delivered to their home address or picked up from a mutually agreed upon CommunityAmerica branch.
One (1) winner will be determined as described in Section 4. The winner will each receive one (1) prize in total. The one (1) winner must confirm their acceptance through a direct message by Tuesday, October 19, 2021 at 12:00 P.M. to avoid being considered forfeited, and prompting a new winner to be randomly drawn.
6. PRIZE RESTRICTIONS: Prizes are not transferable. Federal, state, and local taxes and any expenses relating to the acceptance and use of the prize not specified are the responsibility of the winners and a Form 1099 may be issued at 2021-year end. Additional restrictions may apply. Only the prizes specified above will be awarded. All federal, state, and local laws and regulations apply. Sponsor shall only be responsible for awarding the number of prizes as stated in these rules. Sponsor expressly disclaims any responsibility or liability for injury or loss to any person or property relating to the delivery and/or subsequent use of prizes awarded.
7. CLAIMING PRIZE: All properly claimed prizes will be awarded. Winners will be notified by Instagram direct message (or via phone call if alternate method entry) on or about Sunday, October 17, 2021 after 1:00 P.M. CT. As a condition of winning the prizes, the winners may be asked to complete, sign, and return an affidavit of eligibility and liability and publicity release, where permitted by law, and any other applicable forms required by a taxing authority or prizes will be forfeited and an alternate winner selected. The prize is deemed delivered when the winner confirms their acceptance and shipping address or branch location in which they’d like to pick up their prize. By accepting the prize, the winners’ consent to Sponsor’s use of their name, photograph and/or likeness, address, voice, and statements made by or attributed to them, in perpetuity, in any and all media now known or hereafter developed (including, without limitation, print, broadcast and Internet), for all legitimate business purposes including advertising and promotional activities without additional compensation, unless prohibited by law. If any correspondence of the sweepstakes judge is returned as undeliverable, the corresponding prize will be forfeited and will be awarded to an alternate winner. Should a winner make any false statement(s) in any document referenced above, the winner will be required to promptly return to Sponsor his/her prize. Any unclaimed prizes will be awarded in a random drawing to be held, as necessary.
8. PRIVACY: Please review the Sponsor's privacy policy here. By participating in the Sweepstakes, you hereby agree to Sponsor's collection and usage of your personal information and acknowledge that you have read and accepted Sponsor's privacy policy.
9. LIMITATION OF LIABILITY: a) By participating in this Sweepstakes, entrants agree to release, hold harmless Sponsor and all co-sponsors of the Sweepstakes and each of their respective parent companies, affiliates, subsidiaries, and their respective officers, directors, employees, agents, and representatives (collectively, "Released Parties") from any and all liability whatsoever for any injuries, losses or damages of any kind arising from or in connection with, either directly or indirectly, 1) the awarding, acceptance, receipt, possession, use and/or misuse of any prize awarded herein; and/or 2) participation in the Sweepstakes or any prize related activities, including but not limited to traveling to or from any prize related activity. Upon delivery of the prize to the winners, Sponsor will be deemed to have awarded the prize to the winners with winners assuming full responsibility for the prize. Under no circumstances will entrants be permitted to obtain awards for, and entrants hereby waive all rights to claim, punitive, incidental, or consequential damages, or any other damages, including attorneys’ fees, and entrants further waive all rights to have damages multiplied or increased. CommunityAmerica Credit Union is not responsible for printing or typographical errors in any Sweepstakes-related materials; for stolen, lost, late, misdirected, damaged, incomplete, or illegible entries. CommunityAmerica reserves the right to cancel or modify the Sweepstakes.
b) Additionally, by participating in this Sweepstakes, entrants agree to release, hold harmless Instagram from any and all liability whatsoever and acknowledge that this Sweepstakes is in no way sponsored, endorsed, or administered by, or associated with Instagram.
10. MISCELLANEOUS CONDITIONS: By participating, entrants agree: a.) to be bound by and comply with these Official Rules, and b.) that all decisions of the judges and of CommunityAmerica with regard to this Sweepstakes are final and binding in all respects.
If you win, you consent to your name being published on a list of winners. This Sweepstakes is an independent sweepstakes. Should a catastrophic or other unforeseen event occur that cannot be reasonably anticipated or controlled, and this unforeseen event affects the fairness and/or integrity of this Sweepstakes, Sponsor reserves the right at its sole discretion to cancel, terminate, modify or suspend this Sweepstakes. This right is reserved whether the unforeseen event is due to human or technical error. If a solution cannot be found to restore the integrity of the contest, we reserve the right to select a winner from among all eligible entries received before we cancel, change or suspend the contest. Persons found tampering with or abusing any aspect of this Sweepstakes, will be disqualified. Sponsor reserves the right to correct any typographical, printing, computer programming or operator errors.
11. CHOICE OF LAW: All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of entrants and Sponsor in connection with this Sweepstakes, shall be governed by, and construed in accordance with, the substantive laws of the State of Missouri, without regard to conflict of law principles.
12. WINNERS LIST: For the name of the winners, mail a self-addressed, stamped envelope to “CommunityAmerica Credit Union Attn: Grant McSparin – 10/15 Red Friday Sweepstakes – Instagram Winners List”, P.O. Box 15950, Lenexa, KS 66285. Requests must be received by Friday, November 12, 2021.
13. SPONSORED BY: CommunityAmerica Credit Union, 9777 Ridge Dr., Lenexa, KS, 66219.