Everyone’s financial goals are unique. Wealth Management by CommunityAmerica is here to help you reach them with a comprehensive and collaborative approach. Whether you’re an experienced investor or just getting started, our expertise can help guide your short- and long-term plans to achieve financial peace of mind. Our friendly Wealth Advisors are located right here in Kansas City, so you can expect the same top-notch member service you’ve come to know and love from CommunityAmerica.
Wealth Management by CommunityAmerica is a marketing name used by Copper Financial, a wholly-owned subsidiary of CommunityAmerica Credit Union. To learn more about Copper Financial please visit our website. You can also find other important Copper Financial disclosures here. If you’d like to learn more about Copper Financial or our financial advisors, please check us out on FINRA’s BrokerCheck.
Tailored to your unique story, plans built for your financial goals.
Your financial needs today might differ from your financial needs a year from now. Or 10 years from now. Our Wealth Advisors develop comprehensive strategies to suit both your short- and long-term goals and are here to guide you every step of the way.
We’ll speak with you about your goals, diversification of assets, tolerance for risk and more to build a portfolio based on your personal financial objectives.
How your assets are allocated can have an impact on your returns. We’ll work with you to determine what level of risk tolerance is appropriate to align with your financial goals.
With our advisory accounts, we monitor and measure your progress toward your financial goals and look to take advantage of additional investment opportunities.
Maybe you’re early in your career and have only just started to prioritize saving for retirement. Or perhaps you’re closer to retiring and are wondering how you can bring the lifestyle you envisioned to fruition. Whatever your situation, we can help you plan for a successful financial future.
You’ll go through many stages throughout your life that will require looking at your financial situation through a different lens. Insurance planning is a critical component of a comprehensive financial plan that includes evaluating risks and determining the right policy to mitigate these risks at each stage in life. With offerings including term life insurance, permanent life insurance, long-term disability and long-term care, we can help find the right coverage for where you are right now.
Saving for your child’s future through a College Savings 529 plan can be one of the more worthwhile investments you can make. Plus, these accounts can include tax-free growth and withdrawals, when certain conditions are met. Let us help you set your child up for success.
Preserving the assets of your estate is something that should be meticulously planned. Our experienced Wealth Advisors can help you plan and organize your estate to leave your legacy for your beneficiaries exactly how you want it.
Wealth Advisors do not provide legal advice. Please consult with your attorney.
CommunityAmerica Trust Services can help you create a plan for how your wealth will be distributed, so you’re able to leave your legacy exactly the way you intend. We offer expertise in creating your estate plan and, when needed, serve as a corporate trustee to help carry out your wishes.
CommunityAmerica Trust Services is a Trust Representative Office of National Advisors Trust Company, FSB. CommunityAmerica Trust Services does not offer legal advice. Please consult with your attorney.
Our Special Needs Planning team is one of a kind in the Kansas City metro. Our team is experienced in working specifically with families who have children with special needs. We surround these families with knowledgeable and passionate people who are well-versed in these situations to assist in creating financial plans for peace of mind.
We provide a variety of account options, so whether you’ve changed jobs or simply want to consolidate your investments to manage them all in one place, we’ve got you covered. For complete details, click here.
Make the most of your money in tax-deferred plans designed specifically for businesses. There’s a wide range of options available, including Solo 401(k) plans, so we’ll help you find the one that best fits your needs.
As a not-for-profit credit union, we return our profit to those who bank with us in many ways—like better rates, lower fees and our Profit Payout1. This year we gave back a record-breaking $9.5 million to our members. See how your investment accounts with us could help you grow your share.
Wealth Management is a service that helps members reach their financial goals, both short- and long-term. It begins with understanding an individual’s financial goals and then creating a plan to help them achieve those goals (whether that be saving for your first home, retirement strategies, estate planning or investment management services).
A Wealth Advisor creates a plan to help reach your short-term and long-term financial goals by managing risk and strategizing how to build wealth over time. Wealth Advisors assist in developing a game plan for your financial future.
No matter how big or small your financial goals, a Wealth Advisor can help build a plan to reach them. Financial peace of mind is something everyone deserves, regardless of where they are on their financial journey. Whether you are just starting out or have gained significant wealth, anyone can benefit from financial planning.
High Interest Savings
Grow your money faster at a rate of up to 5.00% APY2 on balances up to $2,500.
Securities and advisory services offered through Copper Financial Network (“Copper Financial”), LLC, Member FINRA/SIPC. Copper Financial is a SEC registered investment adviser. Copper Financial is a wholly-owned subsidiary of CommunityAmerica Credit Union. Wealth Management by CommunityAmerica is a marketing name used by Copper Financial. For important disclosures from Copper Financial, including our Form CRS, please visit here. Investment and insurance products, including annuities:
Are Not Deposits
Are Not NCUA or otherwise Federally Insured
Are Not Obligations of or Guaranteed by the Credit Union
May Lose Value
Insurance products may be sold through CommunityAmerica Insurance Agency, LLC, a wholly owned subsidiary of CommunityAmerica CUSO One, LLC and a licensed insurance agency in Missouri and Kansas. Insurance products:
Are Not Federally Insured
Involve Investment Risk
May Lose Value
Are Not Obligations or Guaranteed by the Credit Union
Profit Payout. Dividend is discretionary and approved annually by CommunityAmerica’s Board of Directors. Amounts advertised are representative of actual dividends paid in 2023. Dividend is not guaranteed and may vary based on criteria established by CommunityAmerica Credit Union and the total amount allocated by the Board of Directors each year. Not everyone receives a dividend and member must be in good standing and meet other criteria on processing date to qualify. Dividends are reported to IRS and a 1099 form will be issued at year-end. Any applicable taxes are the responsibility of recipient.
High Interest Savings. First Tier: 3.92% – 4.00% APY from $1.00 – $1,500, if First Tier qualifications are met. Second Tier: 0.03% APY on $1,500.01 or more, and on balance if First Tier qualifications are not met. The account requires a $1 minimum opening deposit. The Annual Percentage Yield (APY) shown is effective as of 03/01/2021, unless otherwise noted. Rates are variable and may change without notice after the account is opened. Fees could reduce earnings on this account. Balances up to $1,500 will earn first tier APY when ‘Qualifications for cash back’. Each statement period that Qualifications are met after the account opened, the first tier APY will be applied to the next statement period. Due to compounding, interest earned may push balances into next rate tier, causing an APY change. Please see rate page for range. If Qualifications not met, the first tier APY will discontinue and will revert to the credit union’s base rate for Savings accounts until ‘Qualifications for cash back’ are reestablished. Balances of $1,500.01 or more will earn the credit union’s current applicable base rate for Savings accounts. Limit one High Interest Savings account per member. Business, IRA, and Minor accounts not eligible for this product. Qualifications for cash back: The membership account number tied to the High Interest Savings account must complete the following: Enrolled in eStatements; Monthly direct deposit of at least $250 posted to one deposit-suffix; 15 posted point-of-sale debit card transactions per month to a single checking-suffix; OR Enrolled in eStatements; 25 posted point-of-sale debit card transactions per month to a single checking-suffix. Transactions exclude refunds, credits, fees, pre-authorizations and ATM transactions.