$500 Bonus Checking Offer

1 $500 Checking Disclosure. To receive the $500 credit for a new Checking account, you must meet CommunityAmerica Credit Union membership eligibility requirements and (1) be a current faculty, staff or alumni of University of Missouri-St. Louis. (2) Open a new Cashback Free Checking or Chiefs Checking account, which is subject to credit approval, between 8/1/2025 – 10/31/2025 (members with an open CommunityAmerica Checking account or with a CommunityAmerica Checking account that has closed within the past six months do not qualify), (3) enter promo code UMSL500 in your new checking application and within 90 days of account opening, (4) enroll in CommunityAmerica online banking or the CommunityAmerica Mobile App, and (5) complete two or more direct deposits that total at least $2,500. The direct deposits need to be electronic deposits of your paycheck, pension or government benefits from your employer or the government. Person to person payments (such as Zelle) are not considered direct deposits. Within 30 days of meeting qualification requirements, your $500 credit will be posted into the primary account owner’s membership savings account. The account must be open and in good standing at the time of payout to qualify for the credit. Examples of ineligible accounts may include: delinquent accounts, accounts that have caused the credit union to experience a loss, accounts in which we suspect illegal activity, fraud, scam or financial exploitation, or accounts involved in legal or administrative proceedings. Limit one $500 credit per account and per member. Offer subject to change without notice and cannot be combined with any other offer. The credit may be reported as income on IRS Form 1099-MISC.

 

To receive the 30% discount at the UMSL Triton Store, (1) you must be an existing or new CommunityAmerica member with an open CommunityAmerica debit card or credit card. (2) Must show your CommunityAmerica debit card or credit card to receive the discount at the UMSL Triton Store located in the Millenium Student Center. Discount only applies to in-store purchases, not available for online purchases. Eligible in-store purchases include UMSL branded clothing gear and gifts/gear only. Discount expires after 10/31/2025.

 

Chiefs/Cashback Free Checking. Earn 1% cash back, up to $5 per month, on monthly point-of-sale debit card transactions posted to a Chiefs Checking account or a Cashback Free Checking account when ‘Qualifications for cash back’ are met. Qualifications must be met under a single membership account. Cash back will be deposited into the Chiefs Checking or Cashback Free Checking account by the 5th calendar day following the month qualifications are met. Cash back will not be calculated for month(s) in which the qualifications are not met. Cash back earnings rate accurate as of 6/16/2025 and may change without notice after account opening. Contact us at 800.892.7957 to find out the current cash back rates. Limit one Chiefs Checking or Cashback Free Checking account per membership account number. Business accounts not eligible for this product. Cannot be opened in conjunction with Premier, Interest, Investors, or Loan Advantage checking accounts. Qualifications for cash back: The membership account number tied to the Chiefs Checking or the Cashback Free Checking account must complete the following: Enrolled in eStatements; one direct deposit of $250 or more per month, not aggregated; 15 posted point-of-sale debit card transactions per month to a single checking account; OR enrolled in eStatements; 25 posted point-of-sale debit card transactions per month to a single checking account. Transactions exclude refunds, credits, fees, pre-authorizations, and ATM transactions.