Auto Loan Refinance
Limited-Time Offer
Score $200 + no payments for 60 days when refinancing
your auto loan through CommunityAmerica.1
your auto loan through CommunityAmerica.1
You're Pre-Qualified to Refinance & Save
Whether you're looking to lower your rate, reduce your monthly payment, or just keep more cash in your pocket - this limited-time offer puts you in the driver's seat.
Refinance today to enjoy these exclusive benefits:
- $200 cash back when you refinance1
- No payments for 60 days1
- Lower interest rate and/or monthly payment
- Potential to boost your annual Profit Payout.
Act fast! This offer expires 6/30/2025. Simply visit a branch or follow the link below to get started.
Benefits of Refinancing
Cruise with Confidence
Make sure you're covered before you hit the road.
Refinancing your auto loan to another lender is a great time to review your insurance policy! Our knowledgable and experienced Insurance Agents do the comparison shopping for you, quoting several different carriers to help you find the best deal.
1 Vehicle Loan Offer. Valid on external refinance applications received 9/8/2025-10/31/2025. Existing CommunityAmerica Credit Union vehicle loan refinances and cash out loans not eligible. The cash back offer will equal $200 and will be deposited to the member’s membership share savings account within 30 days after the first payment is made as scheduled. The credit may be reported as income on IRS Form 1099-MISC. Minimum loan amount $5,000. Collateral value will be determined by CommunityAmerica using an industry standard valuation system, such as JD Power. Offer valid for credit scores of 680 or above, maximum loan to value (LTV) of 115%, and maximum debt-to-income (DTI) of 50%. All loans, rates, terms, and offers are subject to credit and underwriting guidelines and approval and may change at any time. Additional terms and conditions may apply. This is a limited-term offer and may not be used with any other offer.
APR. APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and based on your application and credit information. Stated rate assumes excellent credit. Payment Example: $20,000 at 5.74% APR; 63 monthly payments of approximately $368. Rate current as of 8/12/25, Maximum allowable loan to value (LTV) and debt-to-income (DTI) may vary based on creditworthiness and age of collateral.
