Balance Transfer Offer
Save More. Stress Less.
Don’t let high-interest credit cards hold you back. With this limited-time offer, you can:
- Pay 0% APR for 12 billing cycles on balance transfers1
- Reduce or eliminate interest charges
- Tackle debt faster and keep more money in your pocket
Whether you’re looking to consolidate balances or free up cash flow, now’s the time to take advantage of this exclusive opportunity for our valued cardholders.

How to Get Started in Online Banking
- Log in to Online Banking.
- Click your credit card account.
- Select the Menu icon, then click “Manage Card.”
- Choose “Balance Transfer,” complete the form, and submit.
Prefer to complete your transfer over the phone? Call us at 855.851.5417 and we’ll help you get started.
¹APR = Annual Percentage Rate. Offer available only to current cardholders. Balance Transfer Offer: 0% Promotional APR for 12 billing cycles. After 12 billing cycles, you will be charged your standard APR for Balance Transfers and on the qualified remaining balance of your credit card at that time. Transactions must post by 8/31/2025 for the promotional APR. Offer valid only for balances transferred from non-CommunityAmerica credit cards. Balance transfers are not eligible to earn rewards. Maximum total transfer amount is limited to your available credit line. Balance transfers using convenience checks are excluded from this offer. If you transfer a balance with this offer, interest will be charged on purchases made with your credit card unless your purchases have a 0% APR or you pay the entire balance, including any transferred balances, in full each month by the payment due date.