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Mortgage Advisor

Kansas City’s #1 Mortgage Lender

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Ed Rafferty

Senior Mortgage Advisor

NMLS #303893

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With nearly 40 years in the mortgage industry, I’ve had the privilege of building a career rooted in service, expertise, and relationships. I began my journey in 1986 as a Loan Processor and quickly advanced to Senior Mortgage Officer— a role I’ve proudly held ever since. Over the years, I’ve led two large mortgage departments as President and Director of Mortgage Lending before returning to full-time originations, ultimately joining CommunityAmerica in 2010 where I’ve been able to close over $1.4 billion in mortgage loans. 

I chose to become a mortgage officer because a simple introduction—thanks to my wife—opened the door to  a lifelong passion for helping people achieve homeownership, and it’s a decision I’m grateful for to this day. 

My philosophy is straightforward: put the member first, always. I believe in being upfront, honest, and highly communicative. By prioritizing our members and supporting our Realtor and Financial Advisor partners, I ensure every transaction is handled with clarity, integrity, and care. 

Outside of work, my life centers around my family. My wife and I enjoy golfing, playing pickleball, and traveling internationally, but our greatest joy comes from being newly minted grandparents to twin grandchildren. We also have two amazing sons who continue to inspire us every day. 

A unique part of my story is that my father spent 34 years as a Captain for TWA, and  the pilots he flew with helped establish what would eventually become CommunityAmerica Credit Union. It’s an honor to continue that legacy here, serving members within an organization that feels like home. 
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Mortgage Payment Calculator

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Blog Posts

You can find more mortgage info, tips and tricks by checking out these related blog posts. 

Profit Payout

A mortgage with us could help you increase your share, with qualified mortgage households earning an average Profit Payout* of $289.